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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Oconee Financial's Enterprise Value is $54.13 Mil.
Oconee Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Oconee Financial's EV-to-OCF for today is .
The historical rank and industry rank for Oconee Financial's EV-to-OCF or its related term are showing as below:
OSBK'
s EV-to-OCF Range Over the Past 10 Years
Min: 8.91 Med: 0 Max: 8.91
Current: 8.91
During the past 11 years, the highest EV-to-OCF of Oconee Financial was 8.91. The lowest was 8.91. And the median was .
OSBK's EV-to-OCF is ranked worse than 67.25% of 1496
companies
in the Banks industry
Industry Median: 3.88
vs OSBK: 8.91
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Oconee Financial's PE Ratio (TTM) for today is calculated as:
Oconee Financial's share price for today is $53.00.
Oconee Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.910.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Oconee Financial EV-to-OCF Related Terms
Oconee Financial EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Oconee Financial's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oconee Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oconee Financial EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Oconee Financial's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Oconee Financial's EV-to-OCF falls into.
Oconee Financial's current Enterprise Value is $54.13 Mil.
Oconee Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Oconee Financial (OSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Oconee Financial stock appears to be overvalued.
The current stock price of $53.00 is trading 10.2% above its estimated GF Value™ of $48.10.
GuruFocus considers Oconee Financial to be Fairly Valued.
Key valuation signals for OSBK:
EV-to-OCF:
GF Value™: $48.10 vs. price of $53.00 (10.2% above fair value)
No single metric tells the full story. See the OSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.
72GF Score
Get the complete analysis for OSBK
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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