The historical rank and industry rank for Oconee Financial's OCF Margin % or its related term are showing as below:
OSBK'
s OCF Margin % Range Over the Past 10 Years
Min: -16.61 Med: 18.23 Max: 47.89
Current: 18.1
During the past 11 years, the highest OCF Margin % of Oconee Financial was 47.89%. The lowest was -16.61%. And the median was 18.23%.
OSBK's OCF Margin % is ranked worse than 65.02% of 1498
companies
in the Banks industry
Industry Median: 29.485
vs OSBK: 18.10
Oconee Financial OCF Margin % Related Terms
Oconee Financial OCF Margin % Historical Data
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The historical data trend for Oconee Financial's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oconee Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oconee Financial OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Oconee Financial's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Oconee Financial's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oconee Financial (OSBK) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Oconee Financial and its competitors. According to the industry distribution chart, Oconee Financial ranks #974 out of 1498 companies in the Banks industry, placing it in the top 65%.
Is Oconee Financial's OCF Margin % too high?
Oconee Financial's current OCF Margin % is 0.00%. Based on the distribution chart, Oconee Financial ranks #974 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Oconee Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oconee Financial's OCF Margin % compare to BKFL and CIBH?
According to the Banks industry distribution chart, Oconee Financial ranks #974 out of 1498 companies for OCF Margin %. This places Oconee Financial in the lower half of its industry. The industry median OCF Margin % is 29.49. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.49, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Oconee Financial and its competitors. For the Banks industry, the median OCF Margin % is 29.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oconee Financial's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Financial (OSBK) is currently considered Fairly Valued. The stock's GF Value™ is $47.64, compared to a current price of $52.00 — trading 9.2% above its estimated fair value. The current OCF Margin % is 0.00%. Oconee Financial's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Oconee Financial (OSBK), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oconee Financial (OSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Oconee Financial stock appears to be overvalued.
The current stock price of $52.00 is trading 9.2% above its estimated GF Value™ of $47.64.
GuruFocus considers Oconee Financial to be Fairly Valued.
Key valuation signals for OSBK:
OCF Margin %: 0.00%
GF Value™: $47.64 vs. price of $52.00 (9.2% above fair value)
No single metric tells the full story. See the OSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.
73GF Score
Get the complete analysis for OSBK
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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