OSBK (Oconee Financial) Total Noninterest Expense: $24.95 Mil (As of Mar. 2026)

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OSBK Oconee Financial Corp OSBK
72 GF Score
Price $52.25
GF Value $47.84
Valuation Fairly Valued
! 6 Warning Signs
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What is Oconee Financial Total Noninterest Expense?

Oconee Financial OSBK 72 Total Noninterest Expense is $24.95 Mil as of Mar. 2026. GuruFocus rates OSBK with a GF Score™ of 72/100 and a GF Value™ of $47.84 (Fairly Valued). The stock has 6 warning signs investors should review.

Oconee Financial's Total Noninterest Expense for the three months ended in Mar. 2026 was $6.34 Mil. Oconee Financial's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $24.95 Mil.

Oconee Financial Total Noninterest Expense Related Terms

Oconee Financial Total Noninterest Expense Historical Data

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The historical data trend for Oconee Financial's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oconee Financial Total Noninterest Expense Chart

Oconee Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.82 15.93 19.21 21.18 24.23

Oconee Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.63 5.96 6.26 6.39 6.34
OSBK
72GF Score
Oconee Financial Corp OSBK
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Oconee Financial Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $24.95 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $24.95 Mil mean?
Oconee Financial (OSBK) has a Total Noninterest Expense of $24.95 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Oconee Financial and its competitors.
Is Oconee Financial's Total Noninterest Expense too high?
Oconee Financial's current Total Noninterest Expense is $24.95 Mil. Overall, Oconee Financial has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oconee Financial's Total Noninterest Expense compare to BKFL and CIBH?
Oconee Financial's Total Noninterest Expense of $24.95 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Oconee Financial and its competitors. Oconee Financial's current Total Noninterest Expense is $24.95 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Financial (OSBK) is currently considered Fairly Valued. The stock's GF Value™ is $47.84, compared to a current price of $52.25 — trading 9.2% above its estimated fair value. The current Total Noninterest Expense is $24.95 Mil. Oconee Financial's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Oconee Financial (OSBK), the current Total Noninterest Expense is $24.95 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oconee Financial (OSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Oconee Financial stock appears to be overvalued. The current stock price of $52.25 is trading 9.2% above its estimated GF Value™ of $47.84. GuruFocus considers Oconee Financial to be Fairly Valued.

Key valuation signals for OSBK:

  • Total Noninterest Expense: $24.95 Mil
  • GF Value™: $47.84 vs. price of $52.25 (9.2% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the OSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oconee Financial Business Description

Address 41 North Main Street, Watkinsville, GA, USA, 30677
Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.
72GF Score

Get the complete analysis for OSBK

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.25
Price
$47.84
GF Value