OSBK (Oconee Financial) Interest Income: $39.76 Mil (TTM As of Mar. 2026)

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OSBK Oconee Financial Corp OSBK
72 GF Score
Price $53.00
GF Value $48.34
Valuation Fairly Valued
! 6 Warning Signs
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What is Oconee Financial Interest Income?

Oconee Financial OSBK 72 Interest Income is $39.76 Mil as of Mar. 2026. GuruFocus rates OSBK with a GF Score™ of 72/100 and a GF Value™ of $48.34 (Fairly Valued). The stock has 6 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Oconee Financial's interest income for the three months ended in Mar. 2026 was $9.73 Mil. Its interest income for the trailing twelve months (TTM) ended in Mar. 2026 was $39.76 Mil.

Oconee Financial Interest Income Historical Data

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The historical data trend for Oconee Financial's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oconee Financial Interest Income Chart

Oconee Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.27 17.85 26.45 33.03 37.74

Oconee Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.33 9.71 10.19 9.73 10.13
OSBK
72GF Score
Oconee Financial Corp OSBK
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Oconee Financial Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $39.76 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of $39.76 Mil mean?
Oconee Financial (OSBK) has a Interest Income of $39.76 Mil as of Mar. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Oconee Financial and its competitors.
Is Oconee Financial's Interest Income too high?
Oconee Financial's current Interest Income is $39.76 Mil. Overall, Oconee Financial has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oconee Financial's Interest Income compare to INFT and KEFI?
Oconee Financial's Interest Income of $39.76 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Oconee Financial and its competitors. Oconee Financial's current Interest Income is $39.76 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Financial (OSBK) is currently considered Fairly Valued. The stock's GF Value™ is $48.34, compared to a current price of $53.00 — trading 9.6% above its estimated fair value. The current Interest Income is $39.76 Mil. Oconee Financial's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Oconee Financial (OSBK), the current Interest Income is $39.76 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oconee Financial (OSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Oconee Financial stock appears to be overvalued. The current stock price of $53.00 is trading 9.6% above its estimated GF Value™ of $48.34. GuruFocus considers Oconee Financial to be Fairly Valued.

Key valuation signals for OSBK:

  • Interest Income: $39.76 Mil
  • GF Value™: $48.34 vs. price of $53.00 (9.6% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the OSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oconee Financial Business Description

Address 41 North Main Street, Watkinsville, GA, USA, 30677
Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.
72GF Score

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Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.00
Price
$48.34
GF Value