OSBK (Oconee Financial) Total Payout Ratio: (As of Sep. 22, 2026)

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OSBK Oconee Financial Corp OSBK
72 GF Score
Price $54.86
GF Value $48.59
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Oconee Financial Total Payout Ratio?

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Oconee Financial's current Total Payout Ratio is .

Oconee Financial Total Payout Ratio Related Terms

Oconee Financial Total Payout Ratio Historical Data

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The historical data trend for Oconee Financial's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oconee Financial Total Payout Ratio Chart

Oconee Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
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Oconee Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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OSBK vs INFT, KEFI, NEFB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Oconee Financial's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oconee Financial Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Oconee Financial's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Oconee Financial's Total Payout Ratio falls into.


OSBK
72GF Score
Oconee Financial Corp OSBK
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Oconee Financial Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Oconee Financial's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0.038066 + 0 + -1.098881) / 5.63148
=0.20

Oconee Financial's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- ( + + ) / 1.367415
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Oconee Financial (OSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Oconee Financial stock appears to be overvalued. The current stock price of $54.86 is trading 12.9% above its estimated GF Value™ of $48.59. GuruFocus considers Oconee Financial to be Modestly Overvalued.

Key valuation signals for OSBK:

  • Total Payout Ratio:
  • GF Value™: $48.59 vs. price of $54.86 (12.9% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the OSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oconee Financial Business Description

Address 41 North Main Street, Watkinsville, GA, USA, 30677
Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.
72GF Score

Get the complete analysis for OSBK

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.86
Price
$48.59
GF Value