OSBK (Oconee Financial) 1-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSBK Oconee Financial Corp OSBK
72 GF Score
Price $52.00
GF Value $47.68
Valuation Fairly Valued
! 6 Warning Signs
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What is Oconee Financial 1-Year ROIIC %?

1-Year ROIIC % does not apply to banks.

OSBK
72GF Score
Oconee Financial Corp OSBK
1-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Oconee Financial (OSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Oconee Financial stock appears to be overvalued. The current stock price of $52.00 is trading 9.1% above its estimated GF Value™ of $47.68. GuruFocus considers Oconee Financial to be Fairly Valued.

Key valuation signals for OSBK:

  • 1-Year ROIIC %:
  • GF Value™: $47.68 vs. price of $52.00 (9.1% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the OSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oconee Financial Business Description

Address 41 North Main Street, Watkinsville, GA, USA, 30677
Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.
72GF Score

Get the complete analysis for OSBK

1-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.00
Price
$47.68
GF Value