OSBK (Oconee Financial) Valuation Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSBK Oconee Financial Corp OSBK
72 GF Score
Price $53.21
GF Value $48.24
Valuation Fairly Valued
! 6 Warning Signs
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What is Oconee Financial Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

Oconee Financial Valuation Rank Related Terms

OSBK
72GF Score
Oconee Financial Corp OSBK
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Oconee Financial (OSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Oconee Financial stock appears to be overvalued. The current stock price of $53.21 is trading 10.3% above its estimated GF Value™ of $48.24. GuruFocus considers Oconee Financial to be Fairly Valued.

Key valuation signals for OSBK:

  • Valuation Rank:
  • GF Value™: $48.24 vs. price of $53.21 (10.3% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the OSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oconee Financial Business Description

Address 41 North Main Street, Watkinsville, GA, USA, 30677
Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.
72GF Score

Get the complete analysis for OSBK

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.21
Price
$48.24
GF Value