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Access Bank GhanaXGHA:ACCESS 27 EV-to-OCF is 9.58 as of Aug. 10, 2026. GuruFocus rates XGHA:ACCESS with a GF Score™ of 27/100. The stock has 3 warning signs investors should review. Among 1,499 Banks companies, Access Bank Ghana ranks worse than 68.25% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Access Bank Ghana's Enterprise Value is GHS1,304 Mil.
Access Bank Ghana's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was GHS136 Mil. Therefore, Access Bank Ghana's EV-to-OCF for today is 9.58.
The historical rank and industry rank for Access Bank Ghana's EV-to-OCF or its related term are showing as below:
XGHA:ACCESS'
s EV-to-OCF Range Over the Past 10 Years
Min: -61.88 Med: -0.73 Max: 27.96
Current: 9.58
During the past 11 years, the highest EV-to-OCF of Access Bank Ghana was 27.96. The lowest was -61.88. And the median was -0.73.
XGHA:ACCESS's EV-to-OCF is ranked worse than 68.25% of 1499
companies
in the Banks industry
Industry Median: 4.08
vs XGHA:ACCESS: 9.58
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Access Bank Ghana (XGHA:ACCESS) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Access Bank Ghana's PE Ratio (TTM) for today is calculated as:
Access Bank Ghana's share price for today is GHS31.89.
Access Bank Ghana's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS1.252.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Access Bank Ghana EV-to-OCF Related Terms
Access Bank Ghana EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Access Bank Ghana's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Access Bank Ghana's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Access Bank Ghana EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Access Bank Ghana's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Access Bank Ghana's EV-to-OCF falls into.
Access Bank Ghana's current Enterprise Value is GHS1,304 Mil.
Access Bank Ghana's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS136 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Access Bank Ghana (XGHA:ACCESS) has a EV-to-OCF of 9.58 as of Aug. 10, 2026. According to the industry distribution chart, Access Bank Ghana ranks #1023 out of 1499 companies in the Banks industry, placing it in the top 68.2%.
Is Access Bank Ghana's EV-to-OCF too high?
Access Bank Ghana's current EV-to-OCF is 9.58. The Banks industry median EV-to-OCF is 4.08. Access Bank Ghana's value of 9.58 is 134.8% above this industry median. Based on the distribution chart, Access Bank Ghana ranks #1023 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, Access Bank Ghana has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Access Bank Ghana's EV-to-OCF compare to PNC?
According to the Banks industry distribution chart, Access Bank Ghana ranks #1023 out of 1499 companies for EV-to-OCF. This places Access Bank Ghana in the lower half of its industry. The industry median EV-to-OCF is 4.08. Access Bank Ghana's value of 9.58 is 134.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.08, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Bank Ghana's current EV-to-OCF of 9.58 is 134.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Bank Ghana's current EV-to-OCF is 9.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Bank Ghana stock overvalued right now?
Access Bank Ghana (XGHA:ACCESS) has a current EV-to-OCF of 9.58. The current EV-to-OCF is 9.58 and 134.8% above the Banks industry median of 4.08. Access Bank Ghana's overall GF Score™ is 27/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Access Bank Ghana (XGHA:ACCESS), the current EV-to-OCF is 9.58 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Access Bank Ghana PLC is a Ghana-based commercial bank. The bank provides universal banking services including Retail Banking, Commercial Banking, Business Banking, Personal Banking, and Exclusive Banking. It also provides support for financing landmark projects in the private and public sectors. It provides services to Corporate, Commercial, Retail customers, and Financial Institutions across Ghana. The company's segments include Institutional Banking, Commercial Banking, Personal, and Business Banking, and Treasury.
27GF Score
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