The historical rank and industry rank for Access Bank Ghana's FCF Margin % or its related term are showing as below:
XGHA:ACCESS'
s FCF Margin % Range Over the Past 10 Years
Min: -3892.78 Med: -8.14 Max: 190.51
Current: 3.27
During the past 11 years, the highest FCF Margin % of Access Bank Ghana was 190.51%. The lowest was -3892.78%. And the median was -8.14%.
XGHA:ACCESS's FCF Margin % is ranked worse than 72.09% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs XGHA:ACCESS: 3.27
Access Bank Ghana FCF Margin % Related Terms
Access Bank Ghana FCF Margin % Historical Data
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The historical data trend for Access Bank Ghana's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Access Bank Ghana's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Access Bank Ghana FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Access Bank Ghana's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Access Bank Ghana's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Access Bank Ghana (XGHA:ACCESS) has a FCF Margin % of 295.33% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Access Bank Ghana and its competitors. According to the industry distribution chart, Access Bank Ghana ranks #1085 out of 1505 companies in the Banks industry, placing it in the top 72.1%.
Is Access Bank Ghana's FCF Margin % too high?
Access Bank Ghana's current FCF Margin % is 295.33%. The Banks industry median FCF Margin % is 26.55. Access Bank Ghana's value of 295.33% is 1012.4% above this industry median. Based on the distribution chart, Access Bank Ghana ranks #1085 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Access Bank Ghana has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Access Bank Ghana's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Access Bank Ghana ranks #1085 out of 1505 companies for FCF Margin %. This places Access Bank Ghana in the lower half of its industry. The industry median FCF Margin % is 26.55. Access Bank Ghana's value of 295.33% is 1012.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Bank Ghana's current FCF Margin % of 295.33% is 1012.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Access Bank Ghana and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Bank Ghana's current FCF Margin % is 295.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Access Bank Ghana (XGHA:ACCESS) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS13.78, compared to a current price of GHS31.90 — trading 131.5% above its estimated fair value. The current FCF Margin % is 295.33% and 1012.4% above the Banks industry median of 26.55. Access Bank Ghana's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Access Bank Ghana (XGHA:ACCESS), the current FCF Margin % is 295.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Access Bank Ghana (XGHA:ACCESS) Overvalued in 2026?
Based on GuruFocus' analysis, Access Bank Ghana stock appears to be overvalued.
The current stock price of GHS31.90 is trading 131.5% above its estimated GF Value™ of GHS13.78.
GuruFocus considers Access Bank Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:ACCESS:
FCF Margin %: 295.33%
GF Value™: GHS13.78 vs. price of GHS31.90 (131.5% above fair value)
Industry Position: 1012.4% above the Banks median (#1085 of 1505)
No single metric tells the full story. See the XGHA:ACCESS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Access Bank Ghana PLC is a Ghana-based commercial bank. The bank provides universal banking services including Retail Banking, Commercial Banking, Business Banking, Personal Banking, and Exclusive Banking. It also provides support for financing landmark projects in the private and public sectors. It provides services to Corporate, Commercial, Retail customers, and Financial Institutions across Ghana. The company's segments include Institutional Banking, Commercial Banking, Personal, and Business Banking, and Treasury.
47GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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