Access Bank Ghana (XGHA:ACCESS) Shareholder Yield % : 6.73% (As of Mar. 2026)


XGHA:ACCESS Access Bank Ghana PLC XGHA:ACCESS
47 GF Score
Price GHS31.90
GF Value GHS13.78
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Access Bank Ghana Shareholder Yield %?

Access Bank Ghana XGHA:ACCESS 47 Shareholder Yield % is 6.73% as of Mar. 2026. GuruFocus rates XGHA:ACCESS with a GF Score™ of 47/100 and a GF Value™ of GHS13.78 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,503 Banks companies, Access Bank Ghana ranks better than 70.79% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Access Bank Ghana's Shareholder Yield % was 6.73%.


Access Bank Ghana  (XGHA:ACCESS) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Access Bank Ghana Shareholder Yield % Related Terms


Access Bank Ghana Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Access Bank Ghana's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Access Bank Ghana Shareholder Yield % Chart

Access Bank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.69 -64.39 9.74 -16.71 11.79

Access Bank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.16 5.48 11.48 11.79 4.61

XGHA:ACCESS vs PNC: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Access Bank Ghana's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Access Bank Ghana Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Access Bank Ghana's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Access Bank Ghana's Shareholder Yield % falls into.


XGHA:ACCESS
47GF Score
Access Bank Ghana PLC XGHA:ACCESS
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Access Bank Ghana Shareholder Yield % Calculation

Access Bank Ghana's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.78 %+0.00 %+3.83 %
=4.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 6.73% mean?
Access Bank Ghana (XGHA:ACCESS) has a Shareholder Yield % of 6.73% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Access Bank Ghana and its competitors. According to the industry distribution chart, Access Bank Ghana ranks #439 out of 1503 companies in the Banks industry, placing it in the top 29.2%.
Is Access Bank Ghana's Shareholder Yield % too high?
Access Bank Ghana's current Shareholder Yield % is 6.73%. The Banks industry median Shareholder Yield % is 1.58. Access Bank Ghana's value of 6.73% is 325.9% above this industry median. Based on the distribution chart, Access Bank Ghana ranks #439 out of 1503 companies in the Banks industry, which is above the industry midpoint. Overall, Access Bank Ghana has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Access Bank Ghana's Shareholder Yield % compare to PNC?
According to the Banks industry distribution chart, Access Bank Ghana ranks #439 out of 1503 companies for Shareholder Yield %. This puts Access Bank Ghana in the upper half of its industry. The industry median Shareholder Yield % is 1.58. Access Bank Ghana's value of 6.73% is 325.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.58, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Bank Ghana's current Shareholder Yield % of 6.73% is 325.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Access Bank Ghana and its competitors. For the Banks industry, the median Shareholder Yield % is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Bank Ghana's current Shareholder Yield % is 6.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Access Bank Ghana (XGHA:ACCESS) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS13.78, compared to a current price of GHS31.90 — trading 131.5% above its estimated fair value. The current Shareholder Yield % is 6.73% and 325.9% above the Banks industry median of 1.58. Access Bank Ghana's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Access Bank Ghana (XGHA:ACCESS), the current Shareholder Yield % is 6.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Access Bank Ghana (XGHA:ACCESS) Overvalued in 2026?

Based on GuruFocus' analysis, Access Bank Ghana stock appears to be overvalued. The current stock price of GHS31.90 is trading 131.5% above its estimated GF Value™ of GHS13.78. GuruFocus considers Access Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:ACCESS:

  • Shareholder Yield %: 6.73%
  • GF Value™: GHS13.78 vs. price of GHS31.90 (131.5% above fair value)
  • GF Score™: 47/100 with 3 warning signs
  • Industry Position: 325.9% above the Banks median (#439 of 1503)

No single metric tells the full story. See the XGHA:ACCESS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Access Bank Ghana Business Description

Address Starlets’ 91 Road, P. O. Box GP 353, Opposite Accra Sports Stadium, Osu, Accra, GHA
Access Bank Ghana PLC is a Ghana-based commercial bank. The bank provides universal banking services including Retail Banking, Commercial Banking, Business Banking, Personal Banking, and Exclusive Banking. It also provides support for financing landmark projects in the private and public sectors. It provides services to Corporate, Commercial, Retail customers, and Financial Institutions across Ghana. The company's segments include Institutional Banking, Commercial Banking, Personal, and Business Banking, and Treasury.
47GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS31.90
Price
GHS13.78
GF Value