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Access Bank GhanaXGHA:ACCESS 13 Shiller PE Ratio is 20.36 as of Aug. 28, 2026, which is 5% above its 10-year median of 19.44. GuruFocus rates XGHA:ACCESS with a GF Score™ of 13/100. The stock has 2 warning signs investors should review. Among 1,239 Banks companies, Access Bank Ghana ranks worse than 79.5% on this metric.
The historical rank and industry rank for Access Bank Ghana's Shiller PE Ratio or its related term are showing as below:
XGHA:ACCESS'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.79 Med: 19.44 Max: 34.53
Current: 20.34
During the past years, Access Bank Ghana's highest Shiller PE Ratio was 34.53. The lowest was 10.79. And the median was 19.44.
XGHA:ACCESS's Shiller PE Ratio is ranked worse than 79.5% of 1239
companies
in the Banks industry
Industry Median: 13.73
vs XGHA:ACCESS: 20.34
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Access Bank Ghana's adjusted earnings per share data for the three months ended in Jun. 2026 was GHS0.920. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is GHS1.52 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Access Bank Ghana (XGHA:ACCESS) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Access Bank Ghana Shiller PE Ratio Related Terms
Access Bank Ghana Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Access Bank Ghana's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Access Bank Ghana's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Access Bank Ghana Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Access Bank Ghana's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Access Bank Ghana's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Access Bank Ghana's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Access Bank Ghana's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Access Bank Ghana (XGHA:ACCESS) has a Shiller PE Ratio of 20.36 as of Aug. 28, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Access Bank Ghana and its competitors. This is near median its historical median of 19.44. Over the past decade, Access Bank Ghana's Shiller PE Ratio has ranged from 10.79 to 34.53. According to the industry distribution chart, Access Bank Ghana ranks #985 out of 1239 companies in the Banks industry, placing it in the top 79.5%.
Is Access Bank Ghana's Shiller PE Ratio too high?
Access Bank Ghana's current Shiller PE Ratio of 20.36 is near median its 10-year median of 19.44. Over the past 10 years, this metric has ranged from a low of 10.79 to a high of 34.53. The Banks industry median Shiller PE Ratio is 13.73. Access Bank Ghana's value of 20.36 is 48.3% above this industry median. Based on the distribution chart, Access Bank Ghana ranks #985 out of 1239 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Access Bank Ghana has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Access Bank Ghana's Shiller PE Ratio compare to PNC?
According to the Banks industry distribution chart, Access Bank Ghana ranks #985 out of 1239 companies for Shiller PE Ratio. This places Access Bank Ghana in the lower half of its industry. The industry median Shiller PE Ratio is 13.73. Access Bank Ghana's value of 20.36 is 48.3% above this benchmark. Historically, Access Bank Ghana's own Shiller PE Ratio has ranged from 10.79 to 34.53 over the past decade. While the company's 10-year median is 19.44 vs. the industry median of 13.73, Access Bank Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.73, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Bank Ghana's current Shiller PE Ratio of 20.36 is 48.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Access Bank Ghana and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Bank Ghana's current Shiller PE Ratio is 20.36, which is near median its own 10-year median of 19.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Bank Ghana stock overvalued right now?
Access Bank Ghana (XGHA:ACCESS) has a current Shiller PE Ratio of 20.36. The current Shiller PE Ratio is 20.36, which is near median its 10-year median of 19.44 and 48.3% above the Banks industry median of 13.73. Access Bank Ghana's overall GF Score™ is 13/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Access Bank Ghana (XGHA:ACCESS), the current Shiller PE Ratio is 20.36 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Access Bank Ghana PLC is a Ghana-based commercial bank. The bank provides universal banking services including Retail Banking, Commercial Banking, Business Banking, Personal Banking, and Exclusive Banking. It also provides support for financing landmark projects in the private and public sectors. It provides services to Corporate, Commercial, Retail customers, and Financial Institutions across Ghana. The company's segments include Institutional Banking, Commercial Banking, Personal, and Business Banking, and Treasury.
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