Access Bank Ghana (XGHA:ACCESS) Total Assets: GHS19,758 Mil (As of Mar. 2026)


XGHA:ACCESS Access Bank Ghana PLC XGHA:ACCESS
47 GF Score
Price GHS31.90
GF Value GHS13.78
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Access Bank Ghana Total Assets?

Access Bank Ghana XGHA:ACCESS 47 Total Assets is GHS19,758 Mil as of Mar. 2026. GuruFocus rates XGHA:ACCESS with a GF Score™ of 47/100 and a GF Value™ of GHS13.78 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Access Bank Ghana's Total Assets for the quarter that ended in Mar. 2026 was GHS19,758 Mil.

During the past 12 months, Access Bank Ghana's average Total Assets Growth Rate was 15.80% per year. During the past 3 years, the average Total Assets Growth Rate was 28.80% per year. During the past 5 years, the average Total Assets Growth Rate was 25.40% per year. During the past 10 years, the average Total Assets Growth Rate was 26.50% per year.

During the past 11 years, Access Bank Ghana's highest 3-Year average Total Assets Growth Rate was 47.30%. The lowest was 5.20%. And the median was 25.30%.

Total Assets is connected with ROA %. Access Bank Ghana's annualized ROA % for the quarter that ended in Mar. 2026 was 2.35%. Total Assets is also linked to Revenue through Asset Turnover. Access Bank Ghana's Asset Turnover for the quarter that ended in Mar. 2026 was 0.02.


Access Bank Ghana  (XGHA:ACCESS) Total Assets Explanation

Total Assets is connected with ROA %.

Access Bank Ghana's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=455.796/( (19022.897+19757.935)/ 2 )
=455.796/19390.416
=2.35 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Access Bank Ghana's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=353.592/( (19022.897+19757.935)/ 2 )
=353.592/19390.416
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Access Bank Ghana Total Assets Related Terms


Access Bank Ghana Total Assets Historical Data

* Premium members only.

The historical data trend for Access Bank Ghana's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Access Bank Ghana Total Assets Chart

Access Bank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,455.42 10,057.22 12,304.26 16,561.74 19,022.90

Access Bank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18,248.74 19,353.35 19,404.18 19,022.90 19,757.94
XGHA:ACCESS
47GF Score
Access Bank Ghana PLC XGHA:ACCESS
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Access Bank Ghana Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Access Bank Ghana's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=2044.432+16978.465
=19,023

Access Bank Ghana's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=2158.382+17599.553
=19,758

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of GHS19,758 Mil mean?
Access Bank Ghana (XGHA:ACCESS) has a Total Assets of GHS19,758 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Access Bank Ghana and its competitors.
Is Access Bank Ghana's Total Assets too high?
Access Bank Ghana's current Total Assets is GHS19,758 Mil. Overall, Access Bank Ghana has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Access Bank Ghana's Total Assets compare to PNC?
Access Bank Ghana's Total Assets of GHS19,758 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Access Bank Ghana and its competitors. Access Bank Ghana's current Total Assets is GHS19,758 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Access Bank Ghana (XGHA:ACCESS) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS13.78, compared to a current price of GHS31.90 — trading 131.5% above its estimated fair value. The current Total Assets is GHS19,758 Mil. Access Bank Ghana's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Access Bank Ghana (XGHA:ACCESS), the current Total Assets is GHS19,758 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Access Bank Ghana (XGHA:ACCESS) Overvalued in 2026?

Based on GuruFocus' analysis, Access Bank Ghana stock appears to be overvalued. The current stock price of GHS31.90 is trading 131.5% above its estimated GF Value™ of GHS13.78. GuruFocus considers Access Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:ACCESS:

  • Total Assets: GHS19,758 Mil
  • GF Value™: GHS13.78 vs. price of GHS31.90 (131.5% above fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the XGHA:ACCESS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Access Bank Ghana Business Description

Address Starlets’ 91 Road, P. O. Box GP 353, Opposite Accra Sports Stadium, Osu, Accra, GHA
Access Bank Ghana PLC is a Ghana-based commercial bank. The bank provides universal banking services including Retail Banking, Commercial Banking, Business Banking, Personal Banking, and Exclusive Banking. It also provides support for financing landmark projects in the private and public sectors. It provides services to Corporate, Commercial, Retail customers, and Financial Institutions across Ghana. The company's segments include Institutional Banking, Commercial Banking, Personal, and Business Banking, and Treasury.
47GF Score

Get the complete analysis for XGHA:ACCESS

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS31.90
Price
GHS13.78
GF Value