Access Bank Ghana (XGHA:ACCESS) Beginning Cash Position: GHS4,137 Mil (As of Mar. 2026)


XGHA:ACCESS Access Bank Ghana PLC XGHA:ACCESS
48 GF Score
Price GHS31.90
GF Value GHS13.78
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Access Bank Ghana Beginning Cash Position?

Access Bank Ghana XGHA:ACCESS 48 Beginning Cash Position is GHS4,137 Mil as of Mar. 2026. GuruFocus rates XGHA:ACCESS with a GF Score™ of 48/100 and a GF Value™ of GHS13.78 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Access Bank Ghana's Beginning Cash Position for the quarter that ended in Mar. 2026 was GHS4,137 Mil.

Access Bank Ghana's quarterly Beginning Cash Position declined from Sep. 2025 (GHS6,087 Mil) to Dec. 2025 (GHS4,251 Mil) and declined from Dec. 2025 (GHS4,251 Mil) to Mar. 2026 (GHS4,137 Mil).

Access Bank Ghana's annual Beginning Cash Position declined from Dec. 2023 (GHS2,661 Mil) to Dec. 2024 (GHS2,660 Mil) but then increased from Dec. 2024 (GHS2,660 Mil) to Dec. 2025 (GHS3,949 Mil).

Access Bank Ghana Beginning Cash Position Related Terms

Access Bank Ghana Beginning Cash Position Historical Data

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The historical data trend for Access Bank Ghana's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Access Bank Ghana Beginning Cash Position Chart

Access Bank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 669.68 856.25 2,661.32 2,659.75 3,949.39

Access Bank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,602.79 7,937.07 6,087.35 4,250.71 4,137.04
XGHA:ACCESS
48GF Score
Access Bank Ghana PLC XGHA:ACCESS
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Access Bank Ghana Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of GHS4,137 Mil mean?
Access Bank Ghana (XGHA:ACCESS) has a Beginning Cash Position of GHS4,137 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Access Bank Ghana and its competitors.
Is Access Bank Ghana's Beginning Cash Position too high?
Access Bank Ghana's current Beginning Cash Position is GHS4,137 Mil. Overall, Access Bank Ghana has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Access Bank Ghana's Beginning Cash Position compare to PNC?
Access Bank Ghana's Beginning Cash Position of GHS4,137 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Access Bank Ghana and its competitors. Access Bank Ghana's current Beginning Cash Position is GHS4,137 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Bank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Access Bank Ghana (XGHA:ACCESS) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS13.78, compared to a current price of GHS31.90 — trading 131.5% above its estimated fair value. The current Beginning Cash Position is GHS4,137 Mil. Access Bank Ghana's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Access Bank Ghana (XGHA:ACCESS), the current Beginning Cash Position is GHS4,137 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Access Bank Ghana (XGHA:ACCESS) Overvalued in 2026?

Based on GuruFocus' analysis, Access Bank Ghana stock appears to be overvalued. The current stock price of GHS31.90 is trading 131.5% above its estimated GF Value™ of GHS13.78. GuruFocus considers Access Bank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:ACCESS:

  • Beginning Cash Position: GHS4,137 Mil
  • GF Value™: GHS13.78 vs. price of GHS31.90 (131.5% above fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the XGHA:ACCESS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Access Bank Ghana Business Description

Address Starlets’ 91 Road, P. O. Box GP 353, Opposite Accra Sports Stadium, Osu, Accra, GHA
Access Bank Ghana PLC is a Ghana-based commercial bank. The bank provides universal banking services including Retail Banking, Commercial Banking, Business Banking, Personal Banking, and Exclusive Banking. It also provides support for financing landmark projects in the private and public sectors. It provides services to Corporate, Commercial, Retail customers, and Financial Institutions across Ghana. The company's segments include Institutional Banking, Commercial Banking, Personal, and Business Banking, and Treasury.
48GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS31.90
Price
GHS13.78
GF Value