Access Bank Ghana (XGHA:ACCESS) 3-Year Dividend Growth Rate: -22.80% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:ACCESS Access Bank Ghana PLC XGHA:ACCESS
17 GF Score
Price GHS29.50
! 2 Warning Signs
View Full Analysis

What is Access Bank Ghana 3-Year Dividend Growth Rate?

Access Bank Ghana XGHA:ACCESS 17 3-Year Dividend Growth Rate is -22.80% as of Jun. 2026. GuruFocus rates XGHA:ACCESS with a GF Score™ of 17/100. The stock has 2 warning signs investors should review. Among 958 Banks companies, Access Bank Ghana ranks worse than 96.97% on this metric.

Access Bank Ghana's Dividends per Share for the three months ended in Jun. 2026 was GHS0.00.

The historical rank and industry rank for Access Bank Ghana's 3-Year Dividend Growth Rate or its related term are showing as below:

XGHA:ACCESS' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -22.8   Med: -22.8   Max: -22.8
Current: -22.8

During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Access Bank Ghana was -22.80% per year. The lowest was -22.80% per year. And the median was -22.80% per year.

XGHA:ACCESS's 3-Year Dividend Growth Rate is ranked worse than
96.97% of 958 companies
in the Banks industry
Industry Median: 10.1 vs XGHA:ACCESS: -22.80

During the past 3 years, the average Dividends Per Share Growth Rate was -22.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Access Bank Ghana's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.00. As of today, Access Bank Ghana's Dividend Yield % is 0.00%.

For more information regarding to dividend, please check our Dividend Page.


Access Bank Ghana  (XGHA:ACCESS) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Access Bank Ghana's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0/ 0.92
=0.00

During the past 11 years, the highest Dividend Payout Ratio of Access Bank Ghana was 0.25. The lowest was 0.22. And the median was 0.22.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

During the past 11 years, the highest Dividend Yield of Access Bank Ghana was 31.59%. The lowest was 0.00%. And the median was 19.78%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Access Bank Ghana 3-Year Dividend Growth Rate Related Terms>


Access Bank Ghana 3-Year Dividend Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Access Bank Ghana's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Access Bank Ghana 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Access Bank Ghana's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Access Bank Ghana's 3-Year Dividend Growth Rate falls into.


XGHA:ACCESS
17GF Score
Access Bank Ghana PLC XGHA:ACCESS
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Access Bank Ghana 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of -22.80% mean?
Access Bank Ghana (XGHA:ACCESS) has a 3-Year Dividend Growth Rate of -22.80% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Access Bank Ghana and its competitors. According to the industry distribution chart, Access Bank Ghana ranks #929 out of 958 companies in the Banks industry, placing it in the top 97%.
Is Access Bank Ghana's 3-Year Dividend Growth Rate too high?
Access Bank Ghana's current 3-Year Dividend Growth Rate is -22.80%. Based on the distribution chart, Access Bank Ghana ranks #929 out of 958 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Access Bank Ghana has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Access Bank Ghana's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Access Bank Ghana ranks #929 out of 958 companies for 3-Year Dividend Growth Rate. This places Access Bank Ghana in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Access Bank Ghana and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Bank Ghana's current 3-Year Dividend Growth Rate is -22.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Bank Ghana stock overvalued right now?
Access Bank Ghana (XGHA:ACCESS) has a current 3-Year Dividend Growth Rate of -22.80%. The current 3-Year Dividend Growth Rate is -22.80%. Access Bank Ghana's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Access Bank Ghana (XGHA:ACCESS), the current 3-Year Dividend Growth Rate is -22.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Access Bank Ghana Business Description

Address Starlets’ 91 Road, P. O. Box GP 353, Opposite Accra Sports Stadium, Osu, Accra, GHA
Access Bank Ghana PLC is a Ghana-based commercial bank. The bank provides universal banking services including Retail Banking, Commercial Banking, Business Banking, Personal Banking, and Exclusive Banking. It also provides support for financing landmark projects in the private and public sectors. It provides services to Corporate, Commercial, Retail customers, and Financial Institutions across Ghana. The company's segments include Institutional Banking, Commercial Banking, Personal, and Business Banking, and Treasury.
17GF Score

Get the complete analysis for XGHA:ACCESS

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS29.50
Price