Access Bank Ghana (XGHA:ACCESS) OCF Margin %: 298.51% (As of Mar. 2026)

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XGHA:ACCESS Access Bank Ghana PLC XGHA:ACCESS
27 GF Score
Price GHS31.89
! 3 Warning Signs
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What is Access Bank Ghana OCF Margin %?

Access Bank Ghana XGHA:ACCESS 27 OCF Margin % is 298.51% as of Mar. 2026. GuruFocus rates XGHA:ACCESS with a GF Score™ of 27/100. The stock has 3 warning signs investors should review. Among 1,499 Banks companies, Access Bank Ghana ranks worse than 71.11% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Access Bank Ghana's Cash Flow from Operations for the three months ended in Mar. 2026 was GHS1,056 Mil. Access Bank Ghana's Revenue for the three months ended in Mar. 2026 was GHS354 Mil. Therefore, Access Bank Ghana's OCF Margin % for the quarter that ended in Mar. 2026 was 298.51%.

As of today, Access Bank Ghana's current OCF Yield % is 2.45%.

The historical rank and industry rank for Access Bank Ghana's OCF Margin % or its related term are showing as below:

XGHA:ACCESS' s OCF Margin % Range Over the Past 10 Years
Min: -4054.43   Med: -0.19   Max: 196.77
Current: 9.69


During the past 11 years, the highest OCF Margin % of Access Bank Ghana was 196.77%. The lowest was -4054.43%. And the median was -0.19%.

XGHA:ACCESS's OCF Margin % is ranked worse than
71.11% of 1499 companies
in the Banks industry
Industry Median: 29.7 vs XGHA:ACCESS: 9.69


Access Bank Ghana OCF Margin % Related Terms


Access Bank Ghana OCF Margin % Historical Data

* Premium members only.

The historical data trend for Access Bank Ghana's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Access Bank Ghana OCF Margin % Chart

Access Bank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.28 -4,054.43 -55.80 145.88 196.77

Access Bank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 859.40 -487.82 -354.54 932.66 298.51

XGHA:ACCESS vs PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, Access Bank Ghana's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Access Bank Ghana OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Access Bank Ghana's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Access Bank Ghana's OCF Margin % falls into.


XGHA:ACCESS
27GF Score
Access Bank Ghana PLC XGHA:ACCESS
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Access Bank Ghana OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Access Bank Ghana's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2954.44/1501.456
=196.77 %

Access Bank Ghana's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1055.507/353.592
=298.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 298.51% mean?
Access Bank Ghana (XGHA:ACCESS) has a OCF Margin % of 298.51% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Access Bank Ghana and its competitors. According to the industry distribution chart, Access Bank Ghana ranks #1066 out of 1499 companies in the Banks industry, placing it in the top 71.1%.
Is Access Bank Ghana's OCF Margin % too high?
Access Bank Ghana's current OCF Margin % is 298.51%. The Banks industry median OCF Margin % is 29.70. Access Bank Ghana's value of 298.51% is 905.1% above this industry median. Based on the distribution chart, Access Bank Ghana ranks #1066 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, Access Bank Ghana has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Access Bank Ghana's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, Access Bank Ghana ranks #1066 out of 1499 companies for OCF Margin %. This places Access Bank Ghana in the lower half of its industry. The industry median OCF Margin % is 29.70. Access Bank Ghana's value of 298.51% is 905.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.70, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Bank Ghana's current OCF Margin % of 298.51% is 905.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Access Bank Ghana and its competitors. For the Banks industry, the median OCF Margin % is 29.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Bank Ghana's current OCF Margin % is 298.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Bank Ghana stock overvalued right now?
Access Bank Ghana (XGHA:ACCESS) has a current OCF Margin % of 298.51%. The current OCF Margin % is 298.51% and 905.1% above the Banks industry median of 29.70. Access Bank Ghana's overall GF Score™ is 27/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Access Bank Ghana (XGHA:ACCESS), the current OCF Margin % is 298.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Access Bank Ghana Business Description

Address Starlets’ 91 Road, P. O. Box GP 353, Opposite Accra Sports Stadium, Osu, Accra, GHA
Access Bank Ghana PLC is a Ghana-based commercial bank. The bank provides universal banking services including Retail Banking, Commercial Banking, Business Banking, Personal Banking, and Exclusive Banking. It also provides support for financing landmark projects in the private and public sectors. It provides services to Corporate, Commercial, Retail customers, and Financial Institutions across Ghana. The company's segments include Institutional Banking, Commercial Banking, Personal, and Business Banking, and Treasury.
27GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS31.89
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