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Access Bank Ghana (XGHA:ACCESS) Net Margin % : 40.51% (As of Mar. 2025)


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What is Access Bank Ghana Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Access Bank Ghana's Net Income for the three months ended in Mar. 2025 was GHS183 Mil. Access Bank Ghana's Revenue for the three months ended in Mar. 2025 was GHS451 Mil. Therefore, Access Bank Ghana's net margin for the quarter that ended in Mar. 2025 was 40.51%.

The historical rank and industry rank for Access Bank Ghana's Net Margin % or its related term are showing as below:

XGHA:ACCESS' s Net Margin % Range Over the Past 10 Years
Min: 8.44   Med: 36.14   Max: 502.52
Current: 32.08


XGHA:ACCESS's Net Margin % is ranked better than
70.38% of 1587 companies
in the Banks industry
Industry Median: 24.98 vs XGHA:ACCESS: 32.08

Access Bank Ghana Net Margin % Historical Data

The historical data trend for Access Bank Ghana's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Access Bank Ghana Net Margin % Chart

Access Bank Ghana Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.06 39.00 502.52 41.15 33.27

Access Bank Ghana Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.56 44.65 38.96 -2.15 40.51

Competitive Comparison of Access Bank Ghana's Net Margin %

For the Banks - Regional subindustry, Access Bank Ghana's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Access Bank Ghana's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Access Bank Ghana's Net Margin % distribution charts can be found below:

* The bar in red indicates where Access Bank Ghana's Net Margin % falls into.


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Access Bank Ghana Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Access Bank Ghana's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=536.912/1614.003
=33.27 %

Access Bank Ghana's Net Margin for the quarter that ended in Mar. 2025 is calculated as

Net Margin=Net Income (Q: Mar. 2025 )/Revenue (Q: Mar. 2025 )
=182.603/450.759
=40.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Access Bank Ghana  (XGHA:ACCESS) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Access Bank Ghana Net Margin % Related Terms

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Access Bank Ghana Business Description

Traded in Other Exchanges
N/A
Address
Starlets’ 91 Road, P. O. Box GP 353, Opposite Accra Sports Stadium, Osu, Accra, GHA
Access Bank Ghana PLC is a Ghana-based commercial bank. The bank provides universal banking services including Retail Banking, Commercial Banking, Business Banking, Personal Banking, and Exclusive Banking. It also provides support for financing landmark projects in the private and public sectors. It provides services to Corporate, Commercial, Retail customers, and Financial Institutions across Ghana. The company's segments include Institutional Banking, Commercial Banking, Personal, and Business Banking, and Treasury.

Access Bank Ghana Headlines

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