Access Bank Ghana (XGHA:ACCESS) 3-1 Month Momentum %: 4.08% (As of Jul. 26, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:ACCESS Access Bank Ghana PLC XGHA:ACCESS
41 GF Score
Price GHS31.90
! 3 Warning Signs
View Full Analysis

What is Access Bank Ghana 3-1 Month Momentum %?

Access Bank Ghana XGHA:ACCESS 41 3-1 Month Momentum % is 4.08% as of Jul. 26, 2026. GuruFocus rates XGHA:ACCESS with a GF Score™ of 41/100. The stock has 3 warning signs investors should review. Among 1,575 Banks companies, Access Bank Ghana ranks better than 56.63% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-26), Access Bank Ghana's 3-1 Month Momentum % is 4.08%.

The industry rank for Access Bank Ghana's 3-1 Month Momentum % or its related term are showing as below:

XGHA:ACCESS's 3-1 Month Momentum % is ranked better than
56.63% of 1575 companies
in the Banks industry
Industry Median: 2.41 vs XGHA:ACCESS: 4.08

Access Bank Ghana  (XGHA:ACCESS) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Access Bank Ghana 3-1 Month Momentum % Related Terms


XGHA:ACCESS vs PNC: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Access Bank Ghana's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Access Bank Ghana 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Access Bank Ghana's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Access Bank Ghana's 3-1 Month Momentum % falls into.


XGHA:ACCESS
41GF Score
Access Bank Ghana PLC XGHA:ACCESS
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Access Bank Ghana  (XGHA:ACCESS) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 4.08% mean?
Access Bank Ghana (XGHA:ACCESS) has a 3-1 Month Momentum % of 4.08% as of Jul. 26, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Access Bank Ghana and its competitors. According to the industry distribution chart, Access Bank Ghana ranks #683 out of 1575 companies in the Banks industry, placing it in the top 43.4%.
Is Access Bank Ghana's 3-1 Month Momentum % too high?
Access Bank Ghana's current 3-1 Month Momentum % is 4.08%. The Banks industry median 3-1 Month Momentum % is 2.41. Access Bank Ghana's value of 4.08% is 69.3% above this industry median. Based on the distribution chart, Access Bank Ghana ranks #683 out of 1575 companies in the Banks industry, which is above the industry midpoint. Overall, Access Bank Ghana has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Access Bank Ghana's 3-1 Month Momentum % compare to PNC?
According to the Banks industry distribution chart, Access Bank Ghana ranks #683 out of 1575 companies for 3-1 Month Momentum %. This puts Access Bank Ghana in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.41. Access Bank Ghana's value of 4.08% is 69.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.41, based on 1,575 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Bank Ghana's current 3-1 Month Momentum % of 4.08% is 69.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Access Bank Ghana and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Bank Ghana's current 3-1 Month Momentum % is 4.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Bank Ghana stock overvalued right now?
Access Bank Ghana (XGHA:ACCESS) has a current 3-1 Month Momentum % of 4.08%. The current 3-1 Month Momentum % is 4.08% and 69.3% above the Banks industry median of 2.41. Access Bank Ghana's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Access Bank Ghana (XGHA:ACCESS), the current 3-1 Month Momentum % is 4.08% as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Access Bank Ghana Business Description

Address Starlets’ 91 Road, P. O. Box GP 353, Opposite Accra Sports Stadium, Osu, Accra, GHA
Access Bank Ghana PLC is a Ghana-based commercial bank. The bank provides universal banking services including Retail Banking, Commercial Banking, Business Banking, Personal Banking, and Exclusive Banking. It also provides support for financing landmark projects in the private and public sectors. It provides services to Corporate, Commercial, Retail customers, and Financial Institutions across Ghana. The company's segments include Institutional Banking, Commercial Banking, Personal, and Business Banking, and Treasury.
41GF Score

Get the complete analysis for XGHA:ACCESS

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS31.90
Price