JFWV (JSB Financial) Tax Rate %: 19.85% (As of Dec. 2025)

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JFWV JSB Financial Inc JFWV
60 GF Score
Price $130.99
GF Value $114.30
Valuation Modestly Overvalued
! 3 Warning Signs
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What is JSB Financial Tax Rate %?

JSB Financial JFWV 60 Tax Rate % is 19.85% as of Dec. 2025. GuruFocus rates JFWV with a GF Score™ of 60/100 and a GF Value™ of $114.30 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. JSB Financial's Tax Expense for the six months ended in Dec. 2025 was $1.03 Mil. JSB Financial's Pre-Tax Income for the six months ended in Dec. 2025 was $5.20 Mil. Therefore, JSB Financial's Tax Rate % for the quarter that ended in Dec. 2025 was 19.85%.

JSB Financial Tax Rate % Related Terms

JSB Financial Tax Rate % Historical Data

* Premium members only.

The historical data trend for JSB Financial's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JSB Financial Tax Rate % Chart

JSB Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only 18.24 17.81 17.00 19.78 19.85

JSB Financial Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only 18.24 17.81 17.00 19.78 19.85
JFWV
60GF Score
JSB Financial Inc JFWV
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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JSB Financial Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

JSB Financial's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=1.031/5.195
=19.85 %

JSB Financial's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=1.031/5.195
=19.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 19.85% mean?
JSB Financial (JFWV) has a Tax Rate % of 19.85% as of Dec. 2025.
Is JSB Financial's Tax Rate % too high?
JSB Financial's current Tax Rate % is 19.85%. Overall, JSB Financial has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JSB Financial's Tax Rate % compare to BAFN and PFSB?
JSB Financial's Tax Rate % of 19.85% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. JSB Financial's current Tax Rate % is 19.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JSB Financial stock overvalued right now?
Based on GuruFocus' analysis, JSB Financial (JFWV) is currently considered Modestly Overvalued. The stock's GF Value™ is $114.30, compared to a current price of $130.99 — trading 14.6% above its estimated fair value. The current Tax Rate % is 19.85%. JSB Financial's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For JSB Financial (JFWV), the current Tax Rate % is 19.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JSB Financial (JFWV) Overvalued in 2026?

Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued. The current stock price of $130.99 is trading 14.6% above its estimated GF Value™ of $114.30. GuruFocus considers JSB Financial to be Modestly Overvalued.

Key valuation signals for JFWV:

  • Tax Rate %: 19.85%
  • GF Value™: $114.30 vs. price of $130.99 (14.6% above fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JSB Financial Business Description

Address 105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
60GF Score

Get the complete analysis for JFWV

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$130.99
Price
$114.30
GF Value