JFWV (JSB Financial) Total Liabilities: $525.43 Mil (As of Dec. 2025)


JFWV JSB Financial Inc JFWV
54 GF Score
Price $122.00
GF Value $113.52
Valuation Fairly Valued
! 3 Warning Signs
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What is JSB Financial Total Liabilities?

JSB Financial JFWV 54 Total Liabilities is $525.43 Mil as of Dec. 2025. GuruFocus rates JFWV with a GF Score™ of 54/100 and a GF Value™ of $113.52 (Fairly Valued). The stock has 3 warning signs investors should review.

JSB Financial's Total Liabilities for the quarter that ended in Dec. 2025 was $525.43 Mil.

JSB Financial's quarterly Total Liabilities increased from Dec. 2023 ($475.69 Mil) to Dec. 2024 ($506.87 Mil) and increased from Dec. 2024 ($506.87 Mil) to Dec. 2025 ($525.43 Mil).

JSB Financial's annual Total Liabilities increased from Dec. 2023 ($475.69 Mil) to Dec. 2024 ($506.87 Mil) and increased from Dec. 2024 ($506.87 Mil) to Dec. 2025 ($525.43 Mil).

JSB Financial Total Liabilities Historical Data

* Premium members only.

The historical data trend for JSB Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JSB Financial Total Liabilities Chart

JSB Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only 393.83 438.72 475.69 506.87 525.43

JSB Financial Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only 393.83 438.72 475.69 506.87 525.43
JFWV
54GF Score
JSB Financial Inc JFWV
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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JSB Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

JSB Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=562.182-36.757
=525.43

JSB Financial's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=562.182-36.757
=525.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $525.43 Mil mean?
JSB Financial (JFWV) has a Total Liabilities of $525.43 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for JSB Financial and its competitors.
Is JSB Financial's Total Liabilities too high?
JSB Financial's current Total Liabilities is $525.43 Mil. Overall, JSB Financial has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JSB Financial's Total Liabilities compare to RBNK and WOBK?
JSB Financial's Total Liabilities of $525.43 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for JSB Financial and its competitors. JSB Financial's current Total Liabilities is $525.43 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JSB Financial stock overvalued right now?
Based on GuruFocus' analysis, JSB Financial (JFWV) is currently considered Fairly Valued. The stock's GF Value™ is $113.52, compared to a current price of $122.00 — trading 7.5% above its estimated fair value. The current Total Liabilities is $525.43 Mil. JSB Financial's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For JSB Financial (JFWV), the current Total Liabilities is $525.43 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JSB Financial (JFWV) Overvalued in 2026?

Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued. The current stock price of $122.00 is trading 7.5% above its estimated GF Value™ of $113.52. GuruFocus considers JSB Financial to be Fairly Valued.

Key valuation signals for JFWV:

  • Total Liabilities: $525.43 Mil
  • GF Value™: $113.52 vs. price of $122.00 (7.5% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JSB Financial Business Description

Address 105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
54GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$122.00
Price
$113.52
GF Value