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JSB Financial's Total Liabilities for the quarter that ended in Dec. 2025 was $525.43 Mil.
JSB Financial's quarterly Total Liabilities
increased
from Dec. 2023 ($475.69 Mil) to Dec. 2024 ($506.87 Mil) and
increased
from Dec. 2024 ($506.87 Mil) to Dec. 2025 ($525.43 Mil).
JSB Financial's annual Total Liabilities
increased
from Dec. 2023 ($475.69 Mil) to Dec. 2024 ($506.87 Mil) and
increased
from Dec. 2024 ($506.87 Mil) to Dec. 2025 ($525.43 Mil).
The historical data trend for JSB Financial's Total Liabilities can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.
JSB Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Total Liabilities of $525.43 Mil mean?
JSB Financial (JFWV) has a Total Liabilities of $525.43 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for JSB Financial and its competitors.
Is JSB Financial's Total Liabilities too high?
JSB Financial's current Total Liabilities is $525.43 Mil. Overall, JSB Financial has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JSB Financial's Total Liabilities compare to BAFN and PFSB?
JSB Financial's Total Liabilities of $525.43 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for JSB Financial and its competitors. JSB Financial's current Total Liabilities is $525.43 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JSB Financial stock overvalued right now?
Based on GuruFocus' analysis, JSB Financial (JFWV) is currently considered Modestly Overvalued. The stock's GF Value™ is $114.65, compared to a current price of $134.00 — trading 16.9% above its estimated fair value. The current Total Liabilities is $525.43 Mil. JSB Financial's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For JSB Financial (JFWV), the current Total Liabilities is $525.43 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JSB Financial (JFWV) Overvalued in 2026?
Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued.
The current stock price of $134.00 is trading 16.9% above its estimated GF Value™ of $114.65.
GuruFocus considers JSB Financial to be Modestly Overvalued.
Key valuation signals for JFWV:
Total Liabilities: $525.43 Mil
GF Value™: $114.65 vs. price of $134.00 (16.9% above fair value)
No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
53GF Score
Get the complete analysis for JFWV
Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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