JSB Financial (JSB Financial) Credit Losses Provision : $0.04 Mil (As of Sep. 2007)

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What is JSB Financial Credit Losses Provision?

JSB Financial's credit losses provision for the three months ended in Sep. 2007 was $0.02 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Sep. 2007 was $0.04 Mil.

JSB Financial's quarterly credit losses provision increased from Mar. 2007 ($0.00 Mil) to Jun. 2007 ($0.02 Mil) but then declined from Jun. 2007 ($0.02 Mil) to Sep. 2007 ($0.02 Mil).

JSB Financial Credit Losses Provision Historical Data

The historical data trend for JSB Financial's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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JSB Financial Credit Losses Provision Chart

JSB Financial Annual Data

Trend

Credit Losses Provision

JSB Financial Quarterly Data
	Mar07	Jun07	Sep07
Credit Losses Provision	-	0.02	0.02

JSB Financial Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Sep. 2007 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.04 Mil.

JSB Financial (JSB Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » JSB Financial Inc (OTCPK:JFWV) » Definitions » Credit Losses Provision

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Traded in Other Exchanges

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Address

105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443

Website

https://www.jsb.bank

JSB Financial Inc Formerly Jefferson Security Bank W Va provides a full range of banking services to individuals, agricultural businesses and commercial businesses located in its service area. The company accepts various deposit products, such as checking, savings, money market, individual retirement, certificates of deposit, and overdraft protection products. Its loan portfolio includes personal and vehicle, mortgage, construction, commercial, and other loans. The company also offers ATM, online and mobile banking, bill pay, e-statements, cash management, remote deposit capture services, credit and debit cards, as well as provides security tips.

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