JFWV (JSB Financial) Ending Cash Position: $30.91 Mil (As of Dec. 2025)

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JFWV JSB Financial Inc JFWV
53 GF Score
Price $134.00
GF Value $114.77
Valuation Modestly Overvalued
! 5 Warning Signs
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What is JSB Financial Ending Cash Position?

JSB Financial JFWV 53 Ending Cash Position is $30.91 Mil as of Dec. 2025. GuruFocus rates JFWV with a GF Score™ of 53/100 and a GF Value™ of $114.77 (Modestly Overvalued). The stock has 5 warning signs investors should review.

JSB Financial's Ending Cash Position for the quarter that ended in Dec. 2025 was $30.91 Mil.

JSB Financial's quarterly Ending Cash Position increased from Dec. 2023 ($9.25 Mil) to Dec. 2024 ($26.94 Mil) and increased from Dec. 2024 ($26.94 Mil) to Dec. 2025 ($30.91 Mil).

JSB Financial's annual Ending Cash Position increased from Dec. 2023 ($9.25 Mil) to Dec. 2024 ($26.94 Mil) and increased from Dec. 2024 ($26.94 Mil) to Dec. 2025 ($30.91 Mil).

JSB Financial Ending Cash Position Related Terms

JSB Financial Ending Cash Position Historical Data

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The historical data trend for JSB Financial's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JSB Financial Ending Cash Position Chart

JSB Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only 15.95 4.28 9.25 26.94 30.91

JSB Financial Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only 15.95 4.28 9.25 26.94 30.91
JFWV
53GF Score
JSB Financial Inc JFWV
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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JSB Financial Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

JSB Financial's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=26.94+3.97
=30.91

JSB Financial's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=26.94+3.97
=30.91

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $30.91 Mil mean?
JSB Financial (JFWV) has a Ending Cash Position of $30.91 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on JSB Financial and its competitors.
Is JSB Financial's Ending Cash Position too high?
JSB Financial's current Ending Cash Position is $30.91 Mil. Overall, JSB Financial has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JSB Financial's Ending Cash Position compare to BAFN and PFSB?
JSB Financial's Ending Cash Position of $30.91 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on JSB Financial and its competitors. JSB Financial's current Ending Cash Position is $30.91 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JSB Financial stock overvalued right now?
Based on GuruFocus' analysis, JSB Financial (JFWV) is currently considered Modestly Overvalued. The stock's GF Value™ is $114.77, compared to a current price of $134.00 — trading 16.8% above its estimated fair value. The current Ending Cash Position is $30.91 Mil. JSB Financial's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For JSB Financial (JFWV), the current Ending Cash Position is $30.91 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JSB Financial (JFWV) Overvalued in 2026?

Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued. The current stock price of $134.00 is trading 16.8% above its estimated GF Value™ of $114.77. GuruFocus considers JSB Financial to be Modestly Overvalued.

Key valuation signals for JFWV:

  • Ending Cash Position: $30.91 Mil
  • GF Value™: $114.77 vs. price of $134.00 (16.8% above fair value)
  • GF Score™: 53/100 with 5 warning signs

No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JSB Financial Business Description

Address 105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
53GF Score

Get the complete analysis for JFWV

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$134.00
Price
$114.77
GF Value