JFWV (JSB Financial) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 05, 2026)


JFWV JSB Financial Inc JFWV
61 GF Score
Price $122.00
GF Value $113.47
Valuation Fairly Valued
! 3 Warning Signs
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What is JSB Financial Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

JSB Financial's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

JFWV vs RBNK, WOBK, FBPA: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, JSB Financial's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

JSB Financial Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, JSB Financial's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where JSB Financial's Margin of Safety % (DCF Earnings Based) falls into.


JFWV
61GF Score
JSB Financial Inc JFWV
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is JSB Financial (JFWV) Overvalued in 2026?

Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued. The current stock price of $122.00 is trading 7.5% above its estimated GF Value™ of $113.47. GuruFocus considers JSB Financial to be Fairly Valued.

Key valuation signals for JFWV:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $113.47 vs. price of $122.00 (7.5% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JSB Financial Business Description

Address 105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
61GF Score

Get the complete analysis for JFWV

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$122.00
Price
$113.47
GF Value