JFWV (JSB Financial) Total Assets: $562.18 Mil (As of Dec. 2025)


JFWV JSB Financial Inc JFWV
54 GF Score
Price $122.00
GF Value $113.57
Valuation Fairly Valued
! 3 Warning Signs
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What is JSB Financial Total Assets?

JSB Financial JFWV 54 Total Assets is $562.18 Mil as of Dec. 2025. GuruFocus rates JFWV with a GF Score™ of 54/100 and a GF Value™ of $113.57 (Fairly Valued). The stock has 3 warning signs investors should review.

JSB Financial's Total Assets for the quarter that ended in Dec. 2025 was $562.18 Mil.

During the past 12 months, JSB Financial's average Total Assets Growth Rate was 4.20% per year. During the past 3 years, the average Total Assets Growth Rate was 5.20% per year. During the past 5 years, the average Total Assets Growth Rate was 7.60% per year.

During the past 9 years, JSB Financial's highest 3-Year average Total Assets Growth Rate was 12.50%. The lowest was 5.20%. And the median was 9.20%.

Total Assets is connected with ROA %. JSB Financial's annualized ROA % for the quarter that ended in Dec. 2025 was 0.76%. Total Assets is also linked to Revenue through Asset Turnover. JSB Financial's Asset Turnover for the quarter that ended in Dec. 2025 was 0.03.


JSB Financial  (OTCPK:JFWV) Total Assets Explanation

Total Assets is connected with ROA %.

JSB Financial's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=4.164/( (536.913+562.182)/ 2 )
=4.164/549.5475
=0.76 %

Note: The Net Income data used here is one times the annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

JSB Financial's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=17.413/( (536.913+562.182)/ 2 )
=17.413/549.5475
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

JSB Financial Total Assets Related Terms


JSB Financial Total Assets Historical Data

* Premium members only.

The historical data trend for JSB Financial's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JSB Financial Total Assets Chart

JSB Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only 426.78 461.23 500.64 536.91 562.18

JSB Financial Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only 426.78 461.23 500.64 536.91 562.18
JFWV
54GF Score
JSB Financial Inc JFWV
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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JSB Financial Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

JSB Financial's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=36.757+525.425
=562.18

JSB Financial's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=36.757+525.425
=562.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $562.18 Mil mean?
JSB Financial (JFWV) has a Total Assets of $562.18 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on JSB Financial and its competitors.
Is JSB Financial's Total Assets too high?
JSB Financial's current Total Assets is $562.18 Mil. Overall, JSB Financial has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JSB Financial's Total Assets compare to RBNK and WOBK?
JSB Financial's Total Assets of $562.18 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on JSB Financial and its competitors. JSB Financial's current Total Assets is $562.18 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JSB Financial stock overvalued right now?
Based on GuruFocus' analysis, JSB Financial (JFWV) is currently considered Fairly Valued. The stock's GF Value™ is $113.57, compared to a current price of $122.00 — trading 7.4% above its estimated fair value. The current Total Assets is $562.18 Mil. JSB Financial's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For JSB Financial (JFWV), the current Total Assets is $562.18 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JSB Financial (JFWV) Overvalued in 2026?

Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued. The current stock price of $122.00 is trading 7.4% above its estimated GF Value™ of $113.57. GuruFocus considers JSB Financial to be Fairly Valued.

Key valuation signals for JFWV:

  • Total Assets: $562.18 Mil
  • GF Value™: $113.57 vs. price of $122.00 (7.4% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JSB Financial Business Description

Address 105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
54GF Score

Get the complete analysis for JFWV

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$122.00
Price
$113.57
GF Value