JFWV (JSB Financial) Total Debt per Share: $8.11 (As of Dec. 2025)

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JFWV JSB Financial Inc JFWV
60 GF Score
Price $130.00
GF Value $114.92
Valuation Fairly Valued
! 5 Warning Signs
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What is JSB Financial Total Debt per Share?

JSB Financial JFWV -1.52% 60 Total Debt per Share is $8.11 as of Dec. 2025. GuruFocus rates JFWV with a GF Score™ of 60/100 and a GF Value™ of $114.92 (Fairly Valued). The stock has 5 warning signs investors should review.

$8.11 (As of Dec. 2025)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. JSB Financial's Total Debt Per Share for the quarter that ended in Dec. 2025 was $8.11.

JSB Financial Total Debt per Share Historical Data

* Premium members only.

The historical data trend for JSB Financial's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JSB Financial Total Debt per Share Chart

JSB Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only 0.00 77.50 179.46 30.88 8.11

JSB Financial Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share Get a 7-Day Free Trial Premium Member Only 0.00 77.50 179.46 30.88 8.11
JFWV
60GF Score
JSB Financial Inc JFWV
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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JSB Financial Total Debt per Share Calculation

JSB Financial's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(2.08+0.00)/0.26
=8.11

JSB Financial's Total Debt Per Share for the quarter that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(2.08+0.00)/0.26
=8.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $8.11 mean?
JSB Financial (JFWV) has a Total Debt per Share of $8.11 as of Dec. 2025. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on JSB Financial and its competitors.
Is JSB Financial's Total Debt per Share too high?
JSB Financial's current Total Debt per Share is $8.11. Overall, JSB Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JSB Financial's Total Debt per Share compare to WOBK and PWBK?
JSB Financial's Total Debt per Share of $8.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on JSB Financial and its competitors. JSB Financial's current Total Debt per Share is $8.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JSB Financial stock overvalued right now?
Based on GuruFocus' analysis, JSB Financial (JFWV) is currently considered Fairly Valued. The stock's GF Value™ is $114.92, compared to a current price of $130.00 — trading 13.1% above its estimated fair value. The current Total Debt per Share is $8.11. JSB Financial's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For JSB Financial (JFWV), the current Total Debt per Share is $8.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JSB Financial (JFWV) Overvalued in 2026?

Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued. The current stock price of $130.00 is trading 13.1% above its estimated GF Value™ of $114.92. GuruFocus considers JSB Financial to be Fairly Valued.

Key valuation signals for JFWV:

  • Total Debt per Share: $8.11
  • GF Value™: $114.92 vs. price of $130.00 (13.1% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JSB Financial Business Description

Address 105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
60GF Score

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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$130.00
Price
$114.92
GF Value