JFWV (JSB Financial) Total Payout Yield %: 2.13 (As of Jul. 18, 2026)

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JFWV JSB Financial Inc JFWV
54 GF Score
Price $118.00
GF Value $113.82
Valuation Fairly Valued
! 3 Warning Signs
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What is JSB Financial Total Payout Yield %?

JSB Financial JFWV 54 Total Payout Yield % is 2.13 as of Jul. 18, 2026. GuruFocus rates JFWV with a GF Score™ of 54/100 and a GF Value™ of $113.82 (Fairly Valued). The stock has 3 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

JSB Financial's current Total Payout Yield % is 2.13%.


JSB Financial Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


JSB Financial Total Payout Yield % Related Terms


JSB Financial Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for JSB Financial's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JSB Financial Total Payout Yield % Chart

JSB Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only 3.14 3.09 12.13 2.72 2.53

JSB Financial Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only 3.14 3.09 12.13 2.72 2.53

JFWV vs RBNK, WOBK, FBPA: Total Payout Yield % Comparison

For the Banks - Regional subindustry, JSB Financial's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JSB Financial Total Payout Yield % vs Banks Industry

For the Banks industry and Financial Services sector, JSB Financial's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where JSB Financial's Total Payout Yield % falls into.


JFWV
54GF Score
JSB Financial Inc JFWV
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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JSB Financial Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

JSB Financial's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (0 + 0 + -0.669) / 26.4710257
=2.53%

JSB Financial's annualized Total Payout Yield % for the quarter that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (0 + 0 + -0.669) * 1 / 26.4710257
=2.53%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 2.13 mean?
JSB Financial (JFWV) has a Total Payout Yield % of 2.13 as of Jul. 18, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on JSB Financial and its competitors.
Is JSB Financial's Total Payout Yield % too high?
JSB Financial's current Total Payout Yield % is 2.13. Overall, JSB Financial has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JSB Financial's Total Payout Yield % compare to RBNK and WOBK?
JSB Financial's Total Payout Yield % of 2.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Banks company?
A good Total Payout Yield % depends on the Banks industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on JSB Financial and its competitors. JSB Financial's current Total Payout Yield % is 2.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JSB Financial stock overvalued right now?
Based on GuruFocus' analysis, JSB Financial (JFWV) is currently considered Fairly Valued. The stock's GF Value™ is $113.82, compared to a current price of $118.00 — trading 3.7% above its estimated fair value. The current Total Payout Yield % is 2.13. JSB Financial's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For JSB Financial (JFWV), the current Total Payout Yield % is 2.13 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JSB Financial (JFWV) Overvalued in 2026?

Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued. The current stock price of $118.00 is trading 3.7% above its estimated GF Value™ of $113.82. GuruFocus considers JSB Financial to be Fairly Valued.

Key valuation signals for JFWV:

  • Total Payout Yield %: 2.13
  • GF Value™: $113.82 vs. price of $118.00 (3.7% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JSB Financial Business Description

Address 105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
54GF Score

Get the complete analysis for JFWV

Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$118.00
Price
$113.82
GF Value