JFWV (JSB Financial) Long-Term Debt: $0.00 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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JFWV JSB Financial Inc JFWV
54 GF Score
Price $118.00
GF Value $113.82
Valuation Fairly Valued
! 3 Warning Signs
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What is JSB Financial Long-Term Debt?

JSB Financial JFWV 54 Long-Term Debt is $0.00 Mil as of Dec. 2025. GuruFocus rates JFWV with a GF Score™ of 54/100 and a GF Value™ of $113.82 (Fairly Valued). The stock has 3 warning signs investors should review.

JSB Financial's Long-Term Debt for the quarter that ended in Dec. 2025 was $0.00 Mil.

JSB Financial  (OTCPK:JFWV) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

JSB Financial Long-Term Debt Related Terms

JSB Financial Long-Term Debt Historical Data

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The historical data trend for JSB Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JSB Financial Long-Term Debt Chart

JSB Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00

JSB Financial Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00
JFWV
54GF Score
JSB Financial Inc JFWV
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $0.00 Mil mean?
JSB Financial (JFWV) has a Long-Term Debt of $0.00 Mil as of Dec. 2025.
Is JSB Financial's Long-Term Debt too high?
JSB Financial's current Long-Term Debt is $0.00 Mil. Overall, JSB Financial has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JSB Financial's Long-Term Debt compare to RBNK and WOBK?
JSB Financial's Long-Term Debt of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. JSB Financial's current Long-Term Debt is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JSB Financial stock overvalued right now?
Based on GuruFocus' analysis, JSB Financial (JFWV) is currently considered Fairly Valued. The stock's GF Value™ is $113.82, compared to a current price of $118.00 — trading 3.7% above its estimated fair value. The current Long-Term Debt is $0.00 Mil. JSB Financial's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For JSB Financial (JFWV), the current Long-Term Debt is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JSB Financial (JFWV) Overvalued in 2026?

Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued. The current stock price of $118.00 is trading 3.7% above its estimated GF Value™ of $113.82. GuruFocus considers JSB Financial to be Fairly Valued.

Key valuation signals for JFWV:

  • Long-Term Debt: $0.00 Mil
  • GF Value™: $113.82 vs. price of $118.00 (3.7% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JSB Financial Business Description

Address 105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
54GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$118.00
Price
$113.82
GF Value