CAL Bank (XGHA:CAL) Total Debt per Share: GHS0.22 (As of Jun. 2026)

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XGHA:CAL CAL Bank Ltd XGHA:CAL
1 GF Score
Price GHS0.76
! 5 Warning Signs
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What is CAL Bank Total Debt per Share?

CAL Bank XGHA:CAL -1.30% 1 Total Debt per Share is GHS0.22 as of Jun. 2026. GuruFocus rates XGHA:CAL with a GF Score™ of 1/100. The stock has 5 warning signs investors should review.

GHS0.22 (As of Jun. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CAL Bank's Total Debt Per Share for the quarter that ended in Jun. 2026 was GHS0.22.

CAL Bank Total Debt per Share Historical Data

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The historical data trend for CAL Bank's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CAL Bank Total Debt per Share Chart

CAL Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 1.05 0.86 0.73 0.25

CAL Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.64 0.25 0.23 0.22
XGHA:CAL
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CAL Bank Ltd XGHA:CAL
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CAL Bank Total Debt per Share Calculation

CAL Bank's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(1,073+0)/4,233
=0.25

CAL Bank's Total Debt Per Share for the quarter that ended in Jun. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(909+0)/4,233
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of GHS0.22 mean?
CAL Bank (XGHA:CAL) has a Total Debt per Share of GHS0.22 as of Jun. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on CAL Bank and its competitors.
Is CAL Bank's Total Debt per Share too high?
CAL Bank's current Total Debt per Share is GHS0.22. Overall, CAL Bank has a GF Score™ of 1/100, reflecting its overall financial health beyond just this single metric.
How does CAL Bank's Total Debt per Share compare to PNC?
CAL Bank's Total Debt per Share of GHS0.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on CAL Bank and its competitors. CAL Bank's current Total Debt per Share is GHS0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAL Bank stock overvalued right now?
CAL Bank (XGHA:CAL) has a current Total Debt per Share of GHS0.22. The current Total Debt per Share is GHS0.22. CAL Bank's overall GF Score™ is 1/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For CAL Bank (XGHA:CAL), the current Total Debt per Share is GHS0.22 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CAL Bank Business Description

Address 23 Independence Avenue, P.O. Box 14596, Accra, GHA
CAL Bank Ltd is mainly engaged in providing banking solutions in Ghana. Its reportable segments are: Corporate Banking, Consumer & Commercial Banking, Treasury, and Asset Management. Maximum revenue is derived from the Treasury segment, which undertakes the Bank's funding and centralised risk management activities. The Corporate Banking segment offers loans, deposits, and other services to corporate clients, institutional clients, and public sector entities; the Consumer & Commercial Banking segment provides traditional banking and other financial services such as funds transfer, standing orders, and ATM card service to small and medium enterprises, and individual customers; and the Asset Management segment offers asset and portfolio management and investment advisory services.
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GHS0.76
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