CAL Bank (XGHA:CAL) Total Liabilities: GHS12,158 Mil (As of Jun. 2026)

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XGHA:CAL CAL Bank Ltd XGHA:CAL
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What is CAL Bank Total Liabilities?

CAL Bank XGHA:CAL 1 Total Liabilities is GHS12,158 Mil as of Jun. 2026. GuruFocus rates XGHA:CAL with a GF Score™ of 1/100. The stock has 5 warning signs investors should review.

CAL Bank's Total Liabilities for the quarter that ended in Jun. 2026 was GHS12,158 Mil.

CAL Bank's quarterly Total Liabilities increased from Dec. 2025 (GHS10,344.55 Mil) to Mar. 2026 (GHS11,738.44 Mil) and increased from Mar. 2026 (GHS11,738.44 Mil) to Jun. 2026 (GHS12,157.77 Mil).

CAL Bank's annual Total Liabilities increased from Dec. 2023 (GHS10,040.85 Mil) to Dec. 2024 (GHS11,416.23 Mil) but then declined from Dec. 2024 (GHS11,416.23 Mil) to Dec. 2025 (GHS10,344.55 Mil).

CAL Bank Total Liabilities Historical Data

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The historical data trend for CAL Bank's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CAL Bank Total Liabilities Chart

CAL Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,753.41 8,719.33 10,040.85 11,416.23 10,344.55

CAL Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10,237.78 10,397.85 10,344.55 11,738.44 12,157.77
XGHA:CAL
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CAL Bank Ltd XGHA:CAL
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CAL Bank Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

CAL Bank's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=11926.719-1582.169
=10,345

CAL Bank's Total Liabilities for the quarter that ended in Jun. 2026 is calculated as

Total Liabilities=Total Assets (Q: Jun. 2026 )-Total Equity (Q: Jun. 2026 )
=13980.781-1823.009
=12,158

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of GHS12,158 Mil mean?
CAL Bank (XGHA:CAL) has a Total Liabilities of GHS12,158 Mil as of Jun. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for CAL Bank and its competitors.
Is CAL Bank's Total Liabilities too high?
CAL Bank's current Total Liabilities is GHS12,158 Mil. Overall, CAL Bank has a GF Score™ of 1/100, reflecting its overall financial health beyond just this single metric.
How does CAL Bank's Total Liabilities compare to PNC?
CAL Bank's Total Liabilities of GHS12,158 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for CAL Bank and its competitors. CAL Bank's current Total Liabilities is GHS12,158 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAL Bank stock overvalued right now?
CAL Bank (XGHA:CAL) has a current Total Liabilities of GHS12,158 Mil. The current Total Liabilities is GHS12,158 Mil. CAL Bank's overall GF Score™ is 1/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For CAL Bank (XGHA:CAL), the current Total Liabilities is GHS12,158 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CAL Bank Business Description

Address 23 Independence Avenue, P.O. Box 14596, Accra, GHA
CAL Bank Ltd is mainly engaged in providing banking solutions in Ghana. Its reportable segments are: Corporate Banking, Consumer & Commercial Banking, Treasury, and Asset Management. Maximum revenue is derived from the Treasury segment, which undertakes the Bank's funding and centralised risk management activities. The Corporate Banking segment offers loans, deposits, and other services to corporate clients, institutional clients, and public sector entities; the Consumer & Commercial Banking segment provides traditional banking and other financial services such as funds transfer, standing orders, and ATM card service to small and medium enterprises, and individual customers; and the Asset Management segment offers asset and portfolio management and investment advisory services.
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