CAL Bank (XGHA:CAL) Debt-to-Asset : 0.14 (As of Dec. 2023)

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What is CAL Bank Debt-to-Asset?

CAL Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was GHS0.0 Mil. CAL Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was GHS1,360.9 Mil. CAL Bank's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2023 was GHS9,899.8 Mil. CAL Bank's debt to asset for the quarter that ended in Dec. 2023 was 0.14.

CAL Bank Debt-to-Asset Historical Data

The historical data trend for CAL Bank's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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CAL Bank Debt-to-Asset Chart

CAL Bank Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Asset

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0.30

0.28

0.23

0.18

0.14

CAL Bank Semi-Annual Data
	Jun14	Dec14	Jun15	Dec15	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
Debt-to-Asset	Get a 7-Day Free Trial															0.23	0.26	0.18	0.15	0.14

Competitive Comparison of CAL Bank's Debt-to-Asset

For the Banks - Regional subindustry, CAL Bank's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CAL Bank's Debt-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CAL Bank's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where CAL Bank's Debt-to-Asset falls into.

CAL Bank Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

CAL Bank's Debt-to-Asset for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-Asset	=	Total Debt			/	Total Assets
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Assets
	=	(0	+	1360.906)	/	9899.846
	=	0.14

CAL Bank's Debt-to-Asset for the quarter that ended in Dec. 2023 is calculated as

Debt-to-Asset	=	Total Debt			/	Total Assets
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Assets
	=	(0	+	1360.906)	/	9899.846
	=	0.14

CAL Bank (XGHA:CAL) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

CAL Bank Debt-to-Asset Related Terms

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CAL Bank (XGHA:CAL) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » CAL Bank Ltd (XGHA:CAL) » Definitions » Debt-to-Asset

Comparable Companies

Traded in Other Exchanges

N/A

Address

23 Independence Avenue, P.O. Box 14596, Accra, GHA

Website

https://www.calbank.net

CAL Bank Ltd is engaged in providing banking solutions. Its reportable segments are Corporate Banking, Retail & Business Banking, Treasury, Brokerage, & Asset Management. Corporate Banking is responsible for providing loans & other credit facilities, deposits & other transactions & balances to corporate clients, institutional clients, & public sector entities. The Treasury segment undertakes the Bank's funding & centralized risk management activities through borrowings & investing in liquid assets. The Retail & Business Banking segment provides loans & overdrafts, & handles the deposits & other transactions of SMEs, & individual customers such as funds transfer, standing orders, and ATM Card services. The majority is from Retail & business banking. The key revenue is from Greater Accra.