CAL Bank (XGHA:CAL) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 17, 2026)

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XGHA:CAL CAL Bank Ltd XGHA:CAL
4 GF Score
Price GHS0.80
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What is CAL Bank 5-Year Yield-on-Cost %?

CAL Bank XGHA:CAL 4 5-Year Yield-on-Cost % is 0.00 as of Jul. 17, 2026. GuruFocus rates XGHA:CAL with a GF Score™ of 4/100. The stock has 5 warning signs investors should review. Among 1,255 Banks companies, CAL Bank ranks worse than 79681.2% on this metric.

CAL Bank's yield on cost for the quarter that ended in Jun. 2026 was 0.00.


The historical rank and industry rank for CAL Bank's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 13 years, CAL Bank's highest Yield on Cost was 21.81. The lowest was 0.00. And the median was 12.68.


XGHA:CAL's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.85
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

CAL Bank  (XGHA:CAL) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.

CAL Bank 5-Year Yield-on-Cost % Related Terms

XGHA:CAL vs PNC: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, CAL Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CAL Bank 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, CAL Bank's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where CAL Bank's 5-Year Yield-on-Cost % falls into.


XGHA:CAL
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CAL Bank Ltd XGHA:CAL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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CAL Bank 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of CAL Bank is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
CAL Bank (XGHA:CAL) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CAL Bank and its competitors. According to the industry distribution chart, CAL Bank ranks #999999 out of 1255 companies in the Banks industry.
Is CAL Bank's 5-Year Yield-on-Cost % too high?
CAL Bank's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, CAL Bank ranks #999999 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CAL Bank has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does CAL Bank's 5-Year Yield-on-Cost % compare to PNC?
According to the Banks industry distribution chart, CAL Bank ranks #999999 out of 1255 companies for 5-Year Yield-on-Cost %. This places CAL Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CAL Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CAL Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAL Bank stock overvalued right now?
CAL Bank (XGHA:CAL) has a current 5-Year Yield-on-Cost % of 0.00. The current 5-Year Yield-on-Cost % is 0.00. CAL Bank's overall GF Score™ is 4/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CAL Bank (XGHA:CAL), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CAL Bank Business Description

Address 23 Independence Avenue, P.O. Box 14596, Accra, GHA
CAL Bank Ltd is mainly engaged in providing banking solutions in Ghana. Its reportable segments are: Corporate Banking, Consumer & Commercial Banking, Treasury, and Asset Management. Maximum revenue is derived from the Treasury segment, which undertakes the Bank's funding and centralised risk management activities. The Corporate Banking segment offers loans, deposits, and other services to corporate clients, institutional clients, and public sector entities; the Consumer & Commercial Banking segment provides traditional banking and other financial services such as funds transfer, standing orders, and ATM card service to small and medium enterprises, and individual customers; and the Asset Management segment offers asset and portfolio management and investment advisory services.
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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