This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. CAL Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was GHS1.439. CAL Bank's 10-Year median PS Ratio is 0. Therefore, the Median PS Value for today is GHS0.00.
As of today (2024-06-20), CAL Bank's share price is GHS0.35. CAL Bank's Median PS Value is GHS0.00. Therefore, CAL Bank's Price to Median PS Value for today is 0.00.
The historical rank and industry rank for CAL Bank's Median PS Value or its related term are showing as below:
During the past 13 years, the highest Price to Median PS Value of CAL Bank was 0.63. The lowest was 0.47. And the median was 0.62.
XGHA:CAL's Price-to-Median-PS-Value is not ranked *
in the Banks industry.
Industry Median: 0.86 * Ranked among companies with meaningful Price-to-Median-PS-Value only.
CAL Bank Median PS Value Historical Data
The historical data trend for CAL Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of CAL Bank's Median PS Value
For the Banks - Regional subindustry, CAL Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CAL Bank's Price-to-Median-PS-Value Distribution in the Banks Industry
For the Banks industry and Financial Services sector, CAL Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where CAL Bank's Price-to-Median-PS-Value falls into.
CAL Bank Median PS Value Calculation
CAL Bank's Median PS Value for today is calculated as
10-Year Median PS Ratio is 0.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. CAL Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was GHS1.439.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAL Bank (XGHA:CAL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
CAL Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.35
/
0.00
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAL Bank Median PS Value Related Terms
Thank you for viewing the detailed overview of CAL Bank's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
CAL Bank Ltd is engaged in providing banking solutions. Its reportable segments are Corporate Banking, Retail & Business Banking, Treasury, Brokerage, & Asset Management. Corporate Banking is responsible for providing loans & other credit facilities, deposits & other transactions & balances to corporate clients, institutional clients, & public sector entities. The Treasury segment undertakes the Bank's funding & centralized risk management activities through borrowings & investing in liquid assets. The Retail & Business Banking segment provides loans & overdrafts, & handles the deposits & other transactions of SMEs, & individual customers such as funds transfer, standing orders, and ATM Card services. The majority is from Retail & business banking. The key revenue is from Greater Accra.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
XGHA:CAL has been successfully added to your 