CAL Bank (XGHA:CAL) Net Loan: GHS1,727 Mil (As of Jun. 2026)

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XGHA:CAL CAL Bank Ltd XGHA:CAL
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What is CAL Bank Net Loan?

CAL Bank XGHA:CAL +1.27% 1 Net Loan is GHS1,727 Mil as of Jun. 2026. GuruFocus rates XGHA:CAL with a GF Score™ of 1/100. The stock has 5 warning signs investors should review.

CAL Bank's quarterly net loan increased from Dec. 2025 (GHS1,071 Mil) to Mar. 2026 (GHS1,147 Mil) and increased from Mar. 2026 (GHS1,147 Mil) to Jun. 2026 (GHS1,727 Mil).

CAL Bank's annual net loan declined from Dec. 2023 (GHS2,755 Mil) to Dec. 2024 (GHS1,147 Mil) and declined from Dec. 2024 (GHS1,147 Mil) to Dec. 2025 (GHS1,727 Mil).

CAL Bank Net Loan Historical Data

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The historical data trend for CAL Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CAL Bank Net Loan Chart

CAL Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,239.52 3,190.36 2,754.78 2,102.00 1,070.88

CAL Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,375.29 1,275.99 1,070.88 1,146.58 1,726.97
XGHA:CAL
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CAL Bank Ltd XGHA:CAL
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CAL Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of GHS1,727 Mil mean?
CAL Bank (XGHA:CAL) has a Net Loan of GHS1,727 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on CAL Bank and its competitors.
Is CAL Bank's Net Loan too high?
CAL Bank's current Net Loan is GHS1,727 Mil. Overall, CAL Bank has a GF Score™ of 1/100, reflecting its overall financial health beyond just this single metric.
How does CAL Bank's Net Loan compare to PNC?
CAL Bank's Net Loan of GHS1,727 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on CAL Bank and its competitors. CAL Bank's current Net Loan is GHS1,727 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAL Bank stock overvalued right now?
CAL Bank (XGHA:CAL) has a current Net Loan of GHS1,727 Mil. The current Net Loan is GHS1,727 Mil. CAL Bank's overall GF Score™ is 1/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For CAL Bank (XGHA:CAL), the current Net Loan is GHS1,727 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CAL Bank Business Description

Address 23 Independence Avenue, P.O. Box 14596, Accra, GHA
CAL Bank Ltd is mainly engaged in providing banking solutions in Ghana. Its reportable segments are: Corporate Banking, Consumer & Commercial Banking, Treasury, and Asset Management. Maximum revenue is derived from the Treasury segment, which undertakes the Bank's funding and centralised risk management activities. The Corporate Banking segment offers loans, deposits, and other services to corporate clients, institutional clients, and public sector entities; the Consumer & Commercial Banking segment provides traditional banking and other financial services such as funds transfer, standing orders, and ATM card service to small and medium enterprises, and individual customers; and the Asset Management segment offers asset and portfolio management and investment advisory services.
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