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ADX:AFNIC's EV-to-FCF is not ranked
in the Insurance industry.
Industry Median: 9.785
vs ADX:AFNIC: 1.49
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Al Fujairah National Insurance Co PSC (ADX:AFNIC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Al Fujairah National Insurance Co PSC's PE Ratio (TTM) for today is calculated as:
Al Fujairah National Insurance Co PSC's share price for today is د.إ210.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Al Fujairah National Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ53.700.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Al Fujairah National Insurance Co PSC EV-to-FCF Related Terms
Al Fujairah National Insurance Co PSC EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Fujairah National Insurance Co PSC EV-to-FCF Chart
For the Insurance - Diversified subindustry, Al Fujairah National Insurance Co PSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Fujairah National Insurance Co PSC EV-to-FCF vs Insurance Industry
Al Fujairah National Insurance Co PSC's current Enterprise Value is د.إ243.2 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Al Fujairah National Insurance Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ163.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a EV-to-FCF of 1.49 as of Jul. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Fujairah National Insurance Co PSC and its competitors. This is 68% below median its historical median of 4.72.
Is Al Fujairah National Insurance Co PSC's EV-to-FCF too high?
Al Fujairah National Insurance Co PSC's current EV-to-FCF of 1.49 is 68% below median its 10-year median of 4.72. The Insurance industry median EV-to-FCF is 9.79. Al Fujairah National Insurance Co PSC's value of 1.49 is 84.8% below this industry median. Overall, Al Fujairah National Insurance Co PSC has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Al Fujairah National Insurance Co PSC's EV-to-FCF compare to CUII?
Al Fujairah National Insurance Co PSC's EV-to-FCF of 1.49 can be compared against companies in the Insurance industry. The industry median EV-to-FCF is 9.79. Al Fujairah National Insurance Co PSC's value of 1.49 is 84.8% below this benchmark. While the company's 10-year median is 4.72 vs. the industry median of 9.79, Al Fujairah National Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.79, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Fujairah National Insurance Co PSC's current EV-to-FCF of 1.49 is 84.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Fujairah National Insurance Co PSC and its competitors. For the Insurance industry, the median EV-to-FCF is 9.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Fujairah National Insurance Co PSC's current EV-to-FCF is 1.49, which is 68% below median its own 10-year median of 4.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Fujairah National Insurance Co PSC stock overvalued right now?
Al Fujairah National Insurance Co PSC (ADX:AFNIC) has a current EV-to-FCF of 1.49. The current EV-to-FCF is 1.49, which is 68% below median its 10-year median of 4.72 and 84.8% below the Insurance industry median of 9.79. Al Fujairah National Insurance Co PSC's overall GF Score™ is 5/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Al Fujairah National Insurance Co PSC (ADX:AFNIC), the current EV-to-FCF is 1.49 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Al Fujairah National Insurance Co PSC Business Description
Al Fujairah National Insurance Co PSC is an insurance service provider. The company is engaged in the writing of all classes of general insurance and short-term life insurance. It provides services in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, as well as through Insurance ATMs. The company writes all classes of property and casualty insurance, including individual insurance that covers automobile insurance, medical insurance, home insurance, life insurance, etc., and corporate insurance that covers aviation insurance, group life insurance, group medical insurance, energy insurance, engineering and projects, liability insurance, marine insurance, property insurance, and miscellaneous insurance. Its segments are Motor and General, which generate maximum revenue, and Life and Medical.
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