Al Dhafra Insurance Co PSC (ADX:DHAFRA) EV-to-FCF: -55.39 (As of Jul. 15, 2026)

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ADX:DHAFRA Al Dhafra Insurance Co PSC ADX:DHAFRA
46 GF Score
Price د.إ7.79
GF Value د.إ5.63
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Al Dhafra Insurance Co PSC EV-to-FCF?

Al Dhafra Insurance Co PSC ADX:DHAFRA 46 EV-to-FCF is -55.39 as of Jul. 15, 2026. GuruFocus rates ADX:DHAFRA with a GF Score™ of 46/100 and a GF Value™ of د.إ5.63 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 393 Insurance companies, Al Dhafra Insurance Co PSC ranks worse than 254452.67% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Al Dhafra Insurance Co PSC's Enterprise Value is د.إ699.6 Mil. Al Dhafra Insurance Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ-12.6 Mil. Therefore, Al Dhafra Insurance Co PSC's EV-to-FCF for today is -55.39.

The historical rank and industry rank for Al Dhafra Insurance Co PSC's EV-to-FCF or its related term are showing as below:

ADX:DHAFRA' s EV-to-FCF Range Over the Past 10 Years
Min: -16484.33   Med: 14.13   Max: 312.78
Current: -55.39

During the past 13 years, the highest EV-to-FCF of Al Dhafra Insurance Co PSC was 312.78. The lowest was -16484.33. And the median was 14.13.

ADX:DHAFRA's EV-to-FCF is ranked worse than
100% of 393 companies
in the Insurance industry
Industry Median: 9.84 vs ADX:DHAFRA: -55.39

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), Al Dhafra Insurance Co PSC's stock price is د.إ7.79. Al Dhafra Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.440. Therefore, Al Dhafra Insurance Co PSC's PE Ratio (TTM) for today is 17.70.


Al Dhafra Insurance Co PSC  (ADX:DHAFRA) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Al Dhafra Insurance Co PSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.79/0.440
=17.70

Al Dhafra Insurance Co PSC's share price for today is د.إ7.79.
Al Dhafra Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.440.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Al Dhafra Insurance Co PSC EV-to-FCF Related Terms


Al Dhafra Insurance Co PSC EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Al Dhafra Insurance Co PSC's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Dhafra Insurance Co PSC EV-to-FCF Chart

Al Dhafra Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.92 22.47 112.91 11.40 -73.91

Al Dhafra Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.52 7.82 -9.32 -73.91 -44.47

ADX:DHAFRA vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Al Dhafra Insurance Co PSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Dhafra Insurance Co PSC EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Dhafra Insurance Co PSC's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Al Dhafra Insurance Co PSC's EV-to-FCF falls into.


ADX:DHAFRA
46GF Score
Al Dhafra Insurance Co PSC ADX:DHAFRA
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Dhafra Insurance Co PSC EV-to-FCF Calculation

Al Dhafra Insurance Co PSC's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=699.627/-12.63
=-55.39

Al Dhafra Insurance Co PSC's current Enterprise Value is د.إ699.6 Mil.
Al Dhafra Insurance Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ-12.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -55.39 mean?
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a EV-to-FCF of -55.39 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Dhafra Insurance Co PSC and its competitors. According to the industry distribution chart, Al Dhafra Insurance Co PSC ranks #999999 out of 393 companies in the Insurance industry.
Is Al Dhafra Insurance Co PSC's EV-to-FCF too high?
Al Dhafra Insurance Co PSC's current EV-to-FCF is -55.39. Based on the distribution chart, Al Dhafra Insurance Co PSC ranks #999999 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Dhafra Insurance Co PSC ranks #999999 out of 393 companies for EV-to-FCF. This places Al Dhafra Insurance Co PSC in the lower half of its industry. The industry median EV-to-FCF is 9.84. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.84, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Dhafra Insurance Co PSC and its competitors. For the Insurance industry, the median EV-to-FCF is 9.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Dhafra Insurance Co PSC's current EV-to-FCF is -55.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.63, compared to a current price of د.إ7.79 — trading 38.4% above its estimated fair value. The current EV-to-FCF is -55.39. Al Dhafra Insurance Co PSC's overall GF Score™ is 46/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current EV-to-FCF is -55.39 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?

Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued. The current stock price of د.إ7.79 is trading 38.4% above its estimated GF Value™ of د.إ5.63. GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.

Key valuation signals for ADX:DHAFRA:

  • EV-to-FCF: -55.39
  • GF Value™: د.إ5.63 vs. price of د.إ7.79 (38.4% above fair value)
  • GF Score™: 46/100 with 10 warning signs

No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Dhafra Insurance Co PSC Business Description

Address Zayed II Street, P.O. Box 319, Al Dhafra Insurance Company Building, Abu Dhabi, ARE
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
46GF Score

Get the complete analysis for ADX:DHAFRA

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.79
Price
د.إ5.63
GF Value