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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, American Bank's Enterprise Value is $169.72 Mil.
American Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil. Therefore, American Bank's EV-to-FCF for today is .
The historical rank and industry rank for American Bank's EV-to-FCF or its related term are showing as below:
AMBK'
s EV-to-FCF Range Over the Past 10 Years
Min: 6.66 Med: 17.11 Max: 35.01
Current: 23.55
During the past 13 years, the highest EV-to-FCF of American Bank was 35.01. The lowest was 6.66. And the median was 17.11.
AMBK's EV-to-FCF is ranked worse than 86.56% of 1183
companies
in the Banks industry
Industry Median: 7.25
vs AMBK: 23.55
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American Bank's PE Ratio (TTM) for today is calculated as:
American Bank's share price for today is $22.25.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. American Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.100.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
American Bank EV-to-FCF Related Terms
American Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for American Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, American Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, American Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where American Bank's EV-to-FCF falls into.
American Bank's current Enterprise Value is $169.72 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. American Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is American Bank (AMBK) Overvalued in 2026?
Based on GuruFocus' analysis, American Bank stock appears to be undervalued.
The current stock price of $22.25 is trading 3.2% below its estimated GF Value™ of $22.99.
GuruFocus considers American Bank to be Fairly Valued.
Key valuation signals for AMBK:
EV-to-FCF:
GF Value™: $22.99 vs. price of $22.25 (3.2% below fair value)
No single metric tells the full story. See the AMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumers, businesses, public, institutional, and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. The company generates revenue from interest and dividend income on loans and investments.
56GF Score
Get the complete analysis for AMBK
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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