AMM:THBK'
s EV-to-FCF Range Over the Past 10 Years
Min: -95.19 Med: 1.83 Max: 51.5
Current: 41.82
During the past 13 years, the highest EV-to-FCF of The Housing Bank for Trade & Finance was 51.50. The lowest was -95.19. And the median was 1.83.
AMM:THBK's EV-to-FCF is ranked worse than 91.89% of 1196
companies
in the Banks industry
Industry Median: 6.555
vs AMM:THBK: 41.82
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The Housing Bank for Trade & Finance (AMM:THBK) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The Housing Bank for Trade & Finance's PE Ratio (TTM) for today is calculated as:
The Housing Bank for Trade & Finance's share price for today is JOD4.86.
The Housing Bank for Trade & Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD0.492.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
The Housing Bank for Trade & Finance EV-to-FCF Related Terms
The Housing Bank for Trade & Finance EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance EV-to-FCF Chart
The Housing Bank for Trade & Finance EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Housing Bank for Trade & Finance EV-to-FCF vs Banks Industry
The Housing Bank for Trade & Finance's current Enterprise Value is JOD985.0 Mil.
The Housing Bank for Trade & Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD23.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance (AMM:THBK) has a EV-to-FCF of 41.29 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Housing Bank for Trade & Finance and its competitors. This is 2156% above median its historical median of 1.83. According to the industry distribution chart, The Housing Bank for Trade & Finance ranks #1099 out of 1196 companies in the Banks industry, placing it in the top 91.9%.
Is The Housing Bank for Trade & Finance's EV-to-FCF too high?
The Housing Bank for Trade & Finance's current EV-to-FCF of 41.29 is 2156% above median its 10-year median of 1.83. The Banks industry median EV-to-FCF is 6.56. The Housing Bank for Trade & Finance's value of 41.29 is 529.9% above this industry median. Based on the distribution chart, The Housing Bank for Trade & Finance ranks #1099 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, The Housing Bank for Trade & Finance ranks #1099 out of 1196 companies for EV-to-FCF. This places The Housing Bank for Trade & Finance in the lower half of its industry. The industry median EV-to-FCF is 6.56. The Housing Bank for Trade & Finance's value of 41.29 is 529.9% above this benchmark. While the company's 10-year median is 1.83 vs. the industry median of 6.56, The Housing Bank for Trade & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Housing Bank for Trade & Finance's current EV-to-FCF of 41.29 is 529.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Housing Bank for Trade & Finance and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Housing Bank for Trade & Finance's current EV-to-FCF is 41.29, which is 2156% above median its own 10-year median of 1.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.89, compared to a current price of JOD4.86 — trading 24.9% above its estimated fair value. The current EV-to-FCF is 41.29, which is 2156% above median its 10-year median of 1.83 and 529.9% above the Banks industry median of 6.56. The Housing Bank for Trade & Finance's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current EV-to-FCF is 41.29 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued.
The current stock price of JOD4.86 is trading 24.9% above its estimated GF Value™ of JOD3.89.
GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.
Key valuation signals for AMM:THBK:
EV-to-FCF: 41.29 (2156% above median its 10-year median of 1.83)
GF Value™: JOD3.89 vs. price of JOD4.86 (24.9% above fair value)
Industry Position: 529.9% above the Banks median (#1099 of 1196)
No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Housing Bank for Trade & Finance Business Description
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
76GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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