BLHK (BlueHarbor Bank) EV-to-FCF: (As of Jul. 15, 2026)

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Director of Data and Quant Analytics at GuruFocus
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BLHK BlueHarbor Bank BLHK
59 GF Score
Price $43.00
GF Value $31.42
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is BlueHarbor Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BlueHarbor Bank's Enterprise Value is $127.25 Mil. BlueHarbor Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, BlueHarbor Bank's EV-to-FCF for today is .

The historical rank and industry rank for BlueHarbor Bank's EV-to-FCF or its related term are showing as below:

BLHK' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 9.81
Current: 9.81

During the past 9 years, the highest EV-to-FCF of BlueHarbor Bank was 9.81. The lowest was 0.00. And the median was 0.00.

BLHK's EV-to-FCF is ranked worse than
60.62% of 1196 companies
in the Banks industry
Industry Median: 6.575 vs BLHK: 9.81

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), BlueHarbor Bank's stock price is $43.00. BlueHarbor Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.290. Therefore, BlueHarbor Bank's PE Ratio (TTM) for today is 10.02.


BlueHarbor Bank  (OTCPK:BLHK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BlueHarbor Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=43.00/4.290
=10.02

BlueHarbor Bank's share price for today is $43.00.
BlueHarbor Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.290.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


BlueHarbor Bank EV-to-FCF Related Terms


BlueHarbor Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for BlueHarbor Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BlueHarbor Bank EV-to-FCF Chart

BlueHarbor Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only -4.01 5.87 8.20 3.48 3.94

BlueHarbor Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 3.94 0.00 0.00

BLHK vs HYNE, BNCC, PPBN: EV-to-FCF Comparison

For the Banks - Regional subindustry, BlueHarbor Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BlueHarbor Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, BlueHarbor Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where BlueHarbor Bank's EV-to-FCF falls into.


BLHK
59GF Score
BlueHarbor Bank BLHK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BlueHarbor Bank EV-to-FCF Calculation

BlueHarbor Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=127.253/0
=

BlueHarbor Bank's current Enterprise Value is $127.25 Mil.
BlueHarbor Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is BlueHarbor Bank (BLHK) Overvalued in 2026?

Based on GuruFocus' analysis, BlueHarbor Bank stock appears to be overvalued. The current stock price of $43.00 is trading 36.9% above its estimated GF Value™ of $31.42. GuruFocus considers BlueHarbor Bank to be Significantly Overvalued.

Key valuation signals for BLHK:

  • EV-to-FCF:
  • GF Value™: $31.42 vs. price of $43.00 (36.9% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the BLHK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BlueHarbor Bank Business Description

Address 106 Corporate Park Drive, Mooresville, NC, USA, 28117
BlueHarbor Bank provides personal and commercial banking products and online banking services, and also e-blue online banking. It provides various banking products and services. It accepts personal and business checking, savings, and investment accounts and offers personal loans and business loans. The company also provides credit cards, remote deposit capture, and merchant services. The Bank currently serves Iredell and Surry Counties, North Carolina, and surrounding areas through its banking offices in Mooresville, Statesville, and Mount Airy, North Carolina.
59GF Score

Get the complete analysis for BLHK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.00
Price
$31.42
GF Value