Al Baraka Bank Egypt (CAI:SAUD) EV-to-FCF: -1.65 (As of Jul. 04, 2026)


CAI:SAUD Al Baraka Bank Egypt CAI:SAUD
70 GF Score
Price E£21.09
GF Value E£18.46
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Al Baraka Bank Egypt EV-to-FCF?

Al Baraka Bank Egypt CAI:SAUD +0.09% 70 EV-to-FCF is -1.65 as of Jul. 04, 2026. GuruFocus rates CAI:SAUD with a GF Score™ of 70/100 and a GF Value™ of E£18.46 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,193 Banks companies, Al Baraka Bank Egypt ranks better than 91.95% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Al Baraka Bank Egypt's Enterprise Value is E£-6,611 Mil. Al Baraka Bank Egypt's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was E£3,996 Mil. Therefore, Al Baraka Bank Egypt's EV-to-FCF for today is -1.65.

The historical rank and industry rank for Al Baraka Bank Egypt's EV-to-FCF or its related term are showing as below:

CAI:SAUD' s EV-to-FCF Range Over the Past 10 Years
Min: -5.84   Med: -0.96   Max: 5.5
Current: -1.65

During the past 13 years, the highest EV-to-FCF of Al Baraka Bank Egypt was 5.50. The lowest was -5.84. And the median was -0.96.

CAI:SAUD's EV-to-FCF is ranked better than
91.95% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs CAI:SAUD: -1.65

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-04), Al Baraka Bank Egypt's stock price is E£21.09. Al Baraka Bank Egypt's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was E£4.753. Therefore, Al Baraka Bank Egypt's PE Ratio (TTM) for today is 4.44.


Al Baraka Bank Egypt  (CAI:SAUD) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Al Baraka Bank Egypt's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=21.09/4.753
=4.44

Al Baraka Bank Egypt's share price for today is E£21.09.
Al Baraka Bank Egypt's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was E£4.753.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Al Baraka Bank Egypt EV-to-FCF Related Terms


Al Baraka Bank Egypt EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Al Baraka Bank Egypt's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Baraka Bank Egypt EV-to-FCF Chart

Al Baraka Bank Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.05 1.09 -6.00 -3.27 -1.57

Al Baraka Bank Egypt Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.44 2.91 3.01 -1.57 -1.94

CAI:SAUD vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Al Baraka Bank Egypt's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Baraka Bank Egypt EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Al Baraka Bank Egypt's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Al Baraka Bank Egypt's EV-to-FCF falls into.


CAI:SAUD
70GF Score
Al Baraka Bank Egypt CAI:SAUD
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Baraka Bank Egypt EV-to-FCF Calculation

Al Baraka Bank Egypt's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-6610.740/3996.328
=-1.65

Al Baraka Bank Egypt's current Enterprise Value is E£-6,611 Mil.
Al Baraka Bank Egypt's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was E£3,996 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -1.65 mean?
Al Baraka Bank Egypt (CAI:SAUD) has a EV-to-FCF of -1.65 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Baraka Bank Egypt and its competitors. According to the industry distribution chart, Al Baraka Bank Egypt ranks #96 out of 1193 companies in the Banks industry, placing it in the top 8%.
Is Al Baraka Bank Egypt's EV-to-FCF too high?
Al Baraka Bank Egypt's current EV-to-FCF is -1.65. Based on the distribution chart, Al Baraka Bank Egypt ranks #96 out of 1193 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Al Baraka Bank Egypt has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Baraka Bank Egypt's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Al Baraka Bank Egypt ranks #96 out of 1193 companies for EV-to-FCF. This places Al Baraka Bank Egypt in the top 8% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Baraka Bank Egypt and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Baraka Bank Egypt's current EV-to-FCF is -1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Baraka Bank Egypt stock overvalued right now?
Based on GuruFocus' analysis, Al Baraka Bank Egypt (CAI:SAUD) is currently considered Modestly Overvalued. The stock's GF Value™ is E£18.46, compared to a current price of E£21.09 — trading 14.2% above its estimated fair value. The current EV-to-FCF is -1.65. Al Baraka Bank Egypt's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Al Baraka Bank Egypt (CAI:SAUD), the current EV-to-FCF is -1.65 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Baraka Bank Egypt (CAI:SAUD) Overvalued in 2026?

Based on GuruFocus' analysis, Al Baraka Bank Egypt stock appears to be overvalued. The current stock price of E£21.09 is trading 14.2% above its estimated GF Value™ of E£18.46. GuruFocus considers Al Baraka Bank Egypt to be Modestly Overvalued.

Key valuation signals for CAI:SAUD:

  • EV-to-FCF: -1.65
  • GF Value™: E£18.46 vs. price of E£21.09 (14.2% above fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the CAI:SAUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Baraka Bank Egypt Business Description

Address Road 90, P.O. Box 84, City Center, First Sector, Plot 29, 5th Settlement, New Cairo, EGY, 11834
Al Baraka Bank Egypt is a Sharia-compliant banking institution operating across Egypt, offering a comprehensive range of Islamic retail and corporate banking services. The Bank's operations are structured into two main business lines, corporate banking and retail banking, supported by a central corporate center responsible for funding and non-core activities such as the dealing room and proprietary operations. Its products and services include financing and credit facilities such as Musharaka and Mudaraba, as well as retail credit cards, personal financing, mortgages, savings products, debt instruments, and mutual funds.
70GF Score

Get the complete analysis for CAI:SAUD

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£21.09
Price
E£18.46
GF Value