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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Ajman Bank PJSC's Enterprise Value is د.إ-4,267.9 Mil.
Ajman Bank PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ674.6 Mil. Therefore, Ajman Bank PJSC's EV-to-FCF for today is -6.33.
The historical rank and industry rank for Ajman Bank PJSC's EV-to-FCF or its related term are showing as below:
DFM:AJMANBANK'
s EV-to-FCF Range Over the Past 10 Years
Min: -8.54 Med: -0.98 Max: 23.85
Current: -6.33
During the past 13 years, the highest EV-to-FCF of Ajman Bank PJSC was 23.85. The lowest was -8.54. And the median was -0.98.
DFM:AJMANBANK's EV-to-FCF is ranked better than 96.41% of 1197
companies
in the Banks industry
Industry Median: 6.85
vs DFM:AJMANBANK: -6.33
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ajman Bank PJSC (DFM:AJMANBANK) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ajman Bank PJSC's PE Ratio (TTM) for today is calculated as:
Ajman Bank PJSC's share price for today is د.إ1.37.
Ajman Bank PJSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.185.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Ajman Bank PJSC EV-to-FCF Related Terms
Ajman Bank PJSC EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Ajman Bank PJSC's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ajman Bank PJSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ajman Bank PJSC EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Ajman Bank PJSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Ajman Bank PJSC's EV-to-FCF falls into.
Ajman Bank PJSC's current Enterprise Value is د.إ-4,267.9 Mil.
Ajman Bank PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ674.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ajman Bank PJSC (DFM:AJMANBANK) has a EV-to-FCF of -6.33 as of Jul. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ajman Bank PJSC and its competitors. According to the industry distribution chart, Ajman Bank PJSC ranks #43 out of 1197 companies in the Banks industry, placing it in the top 3.6%.
Is Ajman Bank PJSC's EV-to-FCF too high?
Ajman Bank PJSC's current EV-to-FCF is -6.33. Based on the distribution chart, Ajman Bank PJSC ranks #43 out of 1197 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ajman Bank PJSC has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ajman Bank PJSC's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Ajman Bank PJSC ranks #43 out of 1197 companies for EV-to-FCF. This places Ajman Bank PJSC in the top 4% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.85, based on 1,197 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ajman Bank PJSC and its competitors. For the Banks industry, the median EV-to-FCF is 6.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ajman Bank PJSC's current EV-to-FCF is -6.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajman Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ajman Bank PJSC (DFM:AJMANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.92, compared to a current price of د.إ1.37 — trading 28.6% below its estimated fair value. The current EV-to-FCF is -6.33. Ajman Bank PJSC's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Ajman Bank PJSC (DFM:AJMANBANK), the current EV-to-FCF is -6.33 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ajman Bank PJSC (DFM:AJMANBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Ajman Bank PJSC stock appears to be undervalued.
The current stock price of د.إ1.37 is trading 28.6% below its estimated GF Value™ of د.إ1.92.
GuruFocus considers Ajman Bank PJSC to be Modestly Undervalued.
Key valuation signals for DFM:AJMANBANK:
EV-to-FCF: -6.33
GF Value™: د.إ1.92 vs. price of د.إ1.37 (28.6% below fair value)
No single metric tells the full story. See the DFM:AJMANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ajman Bank PJSC provides banking products and services in the United Arab Emirates, Gulf countries, and internationally. The principal activities of the bank are to undertake banking, financing and investing activities through various Islamic financing and investment products such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala and Sukuk. Its business segments are: Consumer banking, Wholesale banking an Treasury. The majority of the company's revenue is derived from the Consumer banking segment, which comprises personal banking and priority banking where various products are offered like private customer current accounts, savings accounts, deposits, credit and debit cards, personal finance and house mortgage.
54GF Score
Get the complete analysis for DFM:AJMANBANK
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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