GFH Bank BSCDFM:GFH -2.33%51 EV-to-FCF is 8.53 as of Jun. 28, 2026, which is 197% above its 10-year median of 2.87. GuruFocus rates DFM:GFH with a GF Score™ of 51/100 and a GF Value™ of د.إ1.67 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,196 Banks companies, GFH Bank BSC ranks worse than 57.02% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, GFH Bank BSC's Enterprise Value is د.إ12,777 Mil.
GFH Bank BSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ1,498 Mil. Therefore, GFH Bank BSC's EV-to-FCF for today is 8.53.
The historical rank and industry rank for GFH Bank BSC's EV-to-FCF or its related term are showing as below:
DFM:GFH'
s EV-to-FCF Range Over the Past 10 Years
Min: -35.74 Med: 2.87 Max: 336.42
Current: 8.53
During the past 13 years, the highest EV-to-FCF of GFH Bank BSC was 336.42. The lowest was -35.74. And the median was 2.87.
DFM:GFH's EV-to-FCF is ranked worse than 57.02% of 1196
companies
in the Banks industry
Industry Median: 6.555
vs DFM:GFH: 8.53
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
GFH Bank BSC's PE Ratio (TTM) for today is calculated as:
GFH Bank BSC's share price for today is د.إ2.10.
GFH Bank BSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ3.824.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
GFH Bank BSC EV-to-FCF Related Terms
GFH Bank BSC EV-to-FCF Historical Data
* Premium members only.
The historical data trend for GFH Bank BSC's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, GFH Bank BSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GFH Bank BSC EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, GFH Bank BSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where GFH Bank BSC's EV-to-FCF falls into.
GFH Bank BSC's current Enterprise Value is د.إ12,777 Mil.
GFH Bank BSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1,498 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GFH Bank BSC (DFM:GFH) has a EV-to-FCF of 8.53 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on GFH Bank BSC and its competitors. This is 197% above median its historical median of 2.87. According to the industry distribution chart, GFH Bank BSC ranks #682 out of 1196 companies in the Banks industry, placing it in the top 57%.
Is GFH Bank BSC's EV-to-FCF too high?
GFH Bank BSC's current EV-to-FCF of 8.53 is 197% above median its 10-year median of 2.87. The Banks industry median EV-to-FCF is 6.56. GFH Bank BSC's value of 8.53 is 30.1% above this industry median. Based on the distribution chart, GFH Bank BSC ranks #682 out of 1196 companies in the Banks industry, which is below the industry midpoint. Overall, GFH Bank BSC has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, GFH Bank BSC ranks #682 out of 1196 companies for EV-to-FCF. This places GFH Bank BSC in the lower half of its industry. The industry median EV-to-FCF is 6.56. GFH Bank BSC's value of 8.53 is 30.1% above this benchmark. While the company's 10-year median is 2.87 vs. the industry median of 6.56, GFH Bank BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GFH Bank BSC's current EV-to-FCF of 8.53 is 30.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on GFH Bank BSC and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GFH Bank BSC's current EV-to-FCF is 8.53, which is 197% above median its own 10-year median of 2.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (DFM:GFH) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ1.67, compared to a current price of د.إ2.10 — trading 25.7% above its estimated fair value. The current EV-to-FCF is 8.53, which is 197% above median its 10-year median of 2.87 and 30.1% above the Banks industry median of 6.56. GFH Bank BSC's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For GFH Bank BSC (DFM:GFH), the current EV-to-FCF is 8.53 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GFH Bank BSC (DFM:GFH) Overvalued in 2026?
Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued.
The current stock price of د.إ2.10 is trading 25.7% above its estimated GF Value™ of د.إ1.67.
GuruFocus considers GFH Bank BSC to be Modestly Overvalued.
Key valuation signals for DFM:GFH:
EV-to-FCF: 8.53 (197% above median its 10-year median of 2.87)
GF Value™: د.إ1.67 vs. price of د.إ2.10 (25.7% above fair value)
Industry Position: 30.1% above the Banks median (#682 of 1196)
No single metric tells the full story. See the DFM:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
51GF Score
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