Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
XXF Group HoldingsHKSE:02473 -12.90%39 EV-to-FCF is -6.52 as of Jul. 19, 2026. GuruFocus rates HKSE:02473 with a GF Score™ of 39/100. The stock has 8 warning signs investors should review. Among 266 Credit Services companies, XXF Group Holdings ranks worse than 375939.47% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, XXF Group Holdings's Enterprise Value is HK$3,809 Mil.
XXF Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$-584 Mil. Therefore, XXF Group Holdings's EV-to-FCF for today is -6.52.
The historical rank and industry rank for XXF Group Holdings's EV-to-FCF or its related term are showing as below:
HKSE:02473'
s EV-to-FCF Range Over the Past 10 Years
Min: -59.46 Med: -24.78 Max: -6.1
Current: -6.52
During the past 6 years, the highest EV-to-FCF of XXF Group Holdings was -6.10. The lowest was -59.46. And the median was -24.78.
HKSE:02473's EV-to-FCF is ranked worse than 100% of 266
companies
in the Credit Services industry
Industry Median: 13.625
vs HKSE:02473: -6.52
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
XXF Group Holdings (HKSE:02473) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
XXF Group Holdings's PE Ratio (TTM) for today is calculated as:
XXF Group Holdings's share price for today is HK$0.54.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. XXF Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.031.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
XXF Group Holdings EV-to-FCF Related Terms
XXF Group Holdings EV-to-FCF Historical Data
* Premium members only.
The historical data trend for XXF Group Holdings's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, XXF Group Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XXF Group Holdings EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, XXF Group Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where XXF Group Holdings's EV-to-FCF falls into.
XXF Group Holdings's current Enterprise Value is HK$3,809 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. XXF Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$-584 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XXF Group Holdings (HKSE:02473) has a EV-to-FCF of -6.52 as of Jul. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on XXF Group Holdings and its competitors. According to the industry distribution chart, XXF Group Holdings ranks #999999 out of 266 companies in the Credit Services industry.
Is XXF Group Holdings' EV-to-FCF too high?
XXF Group Holdings' current EV-to-FCF is -6.52. Based on the distribution chart, XXF Group Holdings ranks #999999 out of 266 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, XXF Group Holdings has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does XXF Group Holdings' EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, XXF Group Holdings ranks #999999 out of 266 companies for EV-to-FCF. This places XXF Group Holdings in the lower half of its industry. The industry median EV-to-FCF is 13.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.63, based on 266 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on XXF Group Holdings and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XXF Group Holdings's current EV-to-FCF is -6.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XXF Group Holdings stock overvalued right now?
XXF Group Holdings (HKSE:02473) has a current EV-to-FCF of -6.52. The current EV-to-FCF is -6.52. XXF Group Holdings' overall GF Score™ is 39/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For XXF Group Holdings (HKSE:02473), the current EV-to-FCF is -6.52 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
XXF Group Holdings Ltd is an established automobile retailer providing automobile finance lease service through its self-operated sales outlets in the PRC. The Group's principal businesses comprise automobile retail and finance, where it sells non-luxury automobiles mostly on direct finance lease; and automobile-related businesses, where it principally offers automobile operating lease service and other automobile-related services, and (iii) an outright car sales business, where it sells cars on a one-off basis. The Group's revenue is mainly derived from customers in the PRC.
39GF Score
Get the complete analysis for HKSE:02473
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:02473 has been successfully added to your 
