Hannover Rueck SEHVRRF 76 EV-to-FCF is 5.45 as of Jun. 25, 2026, which is 6% below its 10-year median of 5.79. GuruFocus rates HVRRF with a GF Score™ of 76/100 and a GF Value™ of $351.60 (Modestly Undervalued). Among 391 Insurance companies, Hannover Rueck SE ranks better than 70.59% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Hannover Rueck SE's Enterprise Value is $37,342 Mil.
Hannover Rueck SE's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $6,849 Mil. Therefore, Hannover Rueck SE's EV-to-FCF for today is 5.45.
The historical rank and industry rank for Hannover Rueck SE's EV-to-FCF or its related term are showing as below:
HVRRF'
s EV-to-FCF Range Over the Past 10 Years
Min: 3.4 Med: 5.79 Max: 10.51
Current: 5.45
During the past 13 years, the highest EV-to-FCF of Hannover Rueck SE was 10.51. The lowest was 3.40. And the median was 5.79.
HVRRF's EV-to-FCF is ranked better than 70.59% of 391
companies
in the Insurance industry
Industry Median: 9.39
vs HVRRF: 5.45
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hannover Rueck SE (OTCPK:HVRRF) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hannover Rueck SE's PE Ratio (TTM) for today is calculated as:
Hannover Rueck SE's share price for today is $270.00.
Hannover Rueck SE's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $27.686.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Hannover Rueck SE EV-to-FCF Related Terms
Hannover Rueck SE EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Hannover Rueck SE's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's EV-to-FCF falls into.
Hannover Rueck SE's current Enterprise Value is $37,342 Mil.
Hannover Rueck SE's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6,849 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hannover Rueck SE (HVRRF) has a EV-to-FCF of 5.45 as of Jun. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hannover Rueck SE and its competitors. This is near median its historical median of 5.79. Over the past decade, Hannover Rueck SE's EV-to-FCF has ranged from 3.40 to 10.51. According to the industry distribution chart, Hannover Rueck SE ranks #115 out of 391 companies in the Insurance industry, placing it in the top 29.4%.
Is Hannover Rueck SE's EV-to-FCF too high?
Hannover Rueck SE's current EV-to-FCF of 5.45 is near median its 10-year median of 5.79. Over the past 10 years, this metric has ranged from a low of 3.40 to a high of 10.51. The Insurance industry median EV-to-FCF is 9.39. Hannover Rueck SE's value of 5.45 is 42% below this industry median. Based on the distribution chart, Hannover Rueck SE ranks #115 out of 391 companies in the Insurance industry, which is above the industry midpoint. Overall, Hannover Rueck SE has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's EV-to-FCF compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #115 out of 391 companies for EV-to-FCF. This puts Hannover Rueck SE in the upper half of its industry. The industry median EV-to-FCF is 9.39. Hannover Rueck SE's value of 5.45 is 42% below this benchmark. Historically, Hannover Rueck SE's own EV-to-FCF has ranged from 3.40 to 10.51 over the past decade. While the company's 10-year median is 5.79 vs. the industry median of 9.39, Hannover Rueck SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.39, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current EV-to-FCF of 5.45 is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hannover Rueck SE and its competitors. For the Insurance industry, the median EV-to-FCF is 9.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current EV-to-FCF is 5.45, which is near median its own 10-year median of 5.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $351.60, compared to a current price of $270.00 — trading 23.2% below its estimated fair value. The current EV-to-FCF is 5.45, which is near median its 10-year median of 5.79 and 42% below the Insurance industry median of 9.39. Hannover Rueck SE's overall GF Score™ is 76/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Hannover Rueck SE (HVRRF), the current EV-to-FCF is 5.45 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRF) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $270.00 is trading 23.2% below its estimated GF Value™ of $351.60.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRF:
EV-to-FCF: 5.45 (near median its 10-year median of 5.79)
GF Value™: $351.60 vs. price of $270.00 (23.2% below fair value)
Industry Position: 42% below the Insurance median (#115 of 391)
No single metric tells the full story. See the HVRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
76GF Score
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