EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, ASA International Group's Enterprise Value is £459.6 Mil.
ASA International Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £-45.1 Mil. Therefore, ASA International Group's EV-to-FCF for today is -10.18.
The historical rank and industry rank for ASA International Group's EV-to-FCF or its related term are showing as below:
LSE:ASAI'
s EV-to-FCF Range Over the Past 10 Years
Min: -58.98 Med: -12.3 Max: 27.96
Current: -10.29
During the past 11 years, the highest EV-to-FCF of ASA International Group was 27.96. The lowest was -58.98. And the median was -12.30.
LSE:ASAI's EV-to-FCF is ranked worse than 100% of 265
companies
in the Credit Services industry
Industry Median: 13.64
vs LSE:ASAI: -10.29
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
ASA International Group (LSE:ASAI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
ASA International Group's PE Ratio (TTM) for today is calculated as:
ASA International Group's share price for today is £2.38.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. ASA International Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.423.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ASA International Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASA International Group EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ASA International Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where ASA International Group's EV-to-FCF falls into.
ASA International Group's current Enterprise Value is £459.6 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. ASA International Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £-45.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASA International Group (LSE:ASAI) has a EV-to-FCF of -10.18 as of Jun. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on ASA International Group and its competitors. According to the industry distribution chart, ASA International Group ranks #999999 out of 265 companies in the Credit Services industry.
Is ASA International Group's EV-to-FCF too high?
ASA International Group's current EV-to-FCF is -10.18. Based on the distribution chart, ASA International Group ranks #999999 out of 265 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, ASA International Group has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASA International Group's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, ASA International Group ranks #999999 out of 265 companies for EV-to-FCF. This places ASA International Group in the lower half of its industry. The industry median EV-to-FCF is 13.64. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.64, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on ASA International Group and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASA International Group's current EV-to-FCF is -10.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASA International Group stock overvalued right now?
Based on GuruFocus' analysis, ASA International Group (LSE:ASAI) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.47, compared to a current price of £2.38 — trading 61.9% above its estimated fair value. The current EV-to-FCF is -10.18. ASA International Group's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For ASA International Group (LSE:ASAI), the current EV-to-FCF is -10.18 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASA International Group (LSE:ASAI) Overvalued in 2026?
Based on GuruFocus' analysis, ASA International Group stock appears to be overvalued.
The current stock price of £2.38 is trading 61.9% above its estimated GF Value™ of £1.47.
GuruFocus considers ASA International Group to be Significantly Overvalued.
Key valuation signals for LSE:ASAI:
EV-to-FCF: -10.18
GF Value™: £1.47 vs. price of £2.38 (61.9% above fair value)
No single metric tells the full story. See the LSE:ASAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASA International Group PLC is an international micro-finance institution that aims to enhance financial inclusion among low-income populations throughout Asia and Africa. Its geographical segments include West Africa, which includes Ghana, Nigeria, Sierra Leone; East Africa, which includes Kenya, Uganda, Tanzania, Rwanda; South Asia, which includes India, Pakistan, Sri Lanka; South East Asia, which includes Myanmar, Philippines, and Holding & other non-operating entities, which includes holding entities and other entities without microfinance activities.
80GF Score
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