Sancus Lending Group (LSE:LEND) EV-to-FCF: -2.72 (As of Jun. 30, 2026)


What is Sancus Lending Group EV-to-FCF?

Sancus Lending Group LSE:LEND EV-to-FCF is -2.72 as of Jun. 30, 2026. The stock has 9 warning signs investors should review. Among 265 Credit Services companies, Sancus Lending Group ranks worse than 377358.11% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sancus Lending Group's Enterprise Value is £184.13 Mil. Sancus Lending Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £-67.81 Mil. Therefore, Sancus Lending Group's EV-to-FCF for today is -2.72.

The historical rank and industry rank for Sancus Lending Group's EV-to-FCF or its related term are showing as below:

LSE:LEND' s EV-to-FCF Range Over the Past 10 Years
Min: -7.64   Med: -3.03   Max: 0.12
Current: -2.72

During the past 13 years, the highest EV-to-FCF of Sancus Lending Group was 0.12. The lowest was -7.64. And the median was -3.03.

LSE:LEND's EV-to-FCF is ranked worse than
100% of 265 companies
in the Credit Services industry
Industry Median: 12.99 vs LSE:LEND: -2.72

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-30), Sancus Lending Group's stock price is £0.012. Sancus Lending Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.001. Therefore, Sancus Lending Group's PE Ratio (TTM) for today is 12.00.


Sancus Lending Group  (LSE:LEND) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Sancus Lending Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.012/0.001
=12.00

Sancus Lending Group's share price for today is £0.012.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sancus Lending Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.001.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Sancus Lending Group EV-to-FCF Related Terms


Sancus Lending Group EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Sancus Lending Group's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sancus Lending Group EV-to-FCF Chart

Sancus Lending Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.64 -3.38 -6.77 -6.00 -2.59

Sancus Lending Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.77 0.00 -6.00 0.00 -2.59

LSE:LEND vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, Sancus Lending Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sancus Lending Group EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sancus Lending Group's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Sancus Lending Group's EV-to-FCF falls into.



Sancus Lending Group EV-to-FCF Calculation

Sancus Lending Group's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=184.127/-67.806
=-2.72

Sancus Lending Group's current Enterprise Value is £184.13 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sancus Lending Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £-67.81 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -2.72 mean?
Sancus Lending Group (LSE:LEND) has a EV-to-FCF of -2.72 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sancus Lending Group and its competitors. According to the industry distribution chart, Sancus Lending Group ranks #999999 out of 265 companies in the Credit Services industry.
Is Sancus Lending Group's EV-to-FCF too high?
Sancus Lending Group's current EV-to-FCF is -2.72. Based on the distribution chart, Sancus Lending Group ranks #999999 out of 265 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Sancus Lending Group's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #999999 out of 265 companies for EV-to-FCF. This places Sancus Lending Group in the lower half of its industry. The industry median EV-to-FCF is 12.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 12.99, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sancus Lending Group and its competitors. For the Credit Services industry, the median EV-to-FCF is 12.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancus Lending Group's current EV-to-FCF is -2.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 20% above its estimated fair value. The current EV-to-FCF is -2.72. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current EV-to-FCF is -2.72 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sancus Lending Group Business Description

Address Lower Pollet, Suite 1, First Floor, Windsor House, Saint Peter Port, GGY, GY1 1WF
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.