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Dhofar Insurance CoOGMUS:DICS 37 EV-to-FCF is 4.67 as of Jul. 14, 2026, which is 313% above its 10-year median of 1.13. GuruFocus rates MUS:DICS with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.27 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 395 Insurance companies, Dhofar Insurance CoOG ranks better than 77.47% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Dhofar Insurance CoOG's Enterprise Value is ر.ع35.51 Mil.
Dhofar Insurance CoOG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ر.ع7.61 Mil. Therefore, Dhofar Insurance CoOG's EV-to-FCF for today is 4.67.
The historical rank and industry rank for Dhofar Insurance CoOG's EV-to-FCF or its related term are showing as below:
MUS:DICS'
s EV-to-FCF Range Over the Past 10 Years
Min: -18.22 Med: 1.13 Max: 22.79
Current: 4.67
During the past 13 years, the highest EV-to-FCF of Dhofar Insurance CoOG was 22.79. The lowest was -18.22. And the median was 1.13.
MUS:DICS's EV-to-FCF is ranked better than 77.47% of 395
companies
in the Insurance industry
Industry Median: 9.97
vs MUS:DICS: 4.67
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Dhofar Insurance CoOG's PE Ratio (TTM) for today is calculated as:
Dhofar Insurance CoOG's share price for today is ر.ع0.34.
Dhofar Insurance CoOG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع0.047.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Dhofar Insurance CoOG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhofar Insurance CoOG EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Dhofar Insurance CoOG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Dhofar Insurance CoOG's EV-to-FCF falls into.
Dhofar Insurance CoOG's current Enterprise Value is ر.ع35.51 Mil.
Dhofar Insurance CoOG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع7.61 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhofar Insurance CoOG (MUS:DICS) has a EV-to-FCF of 4.67 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Dhofar Insurance CoOG and its competitors. This is 313% above median its historical median of 1.13. According to the industry distribution chart, Dhofar Insurance CoOG ranks #89 out of 395 companies in the Insurance industry, placing it in the top 22.5%.
Is Dhofar Insurance CoOG's EV-to-FCF too high?
Dhofar Insurance CoOG's current EV-to-FCF of 4.67 is 313% above median its 10-year median of 1.13. The Insurance industry median EV-to-FCF is 9.97. Dhofar Insurance CoOG's value of 4.67 is 53.2% below this industry median. Based on the distribution chart, Dhofar Insurance CoOG ranks #89 out of 395 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Dhofar Insurance CoOG has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhofar Insurance CoOG ranks #89 out of 395 companies for EV-to-FCF. This places Dhofar Insurance CoOG in the top 23% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.97. Dhofar Insurance CoOG's value of 4.67 is 53.2% below this benchmark. While the company's 10-year median is 1.13 vs. the industry median of 9.97, Dhofar Insurance CoOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.97, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhofar Insurance CoOG's current EV-to-FCF of 4.67 is 53.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Dhofar Insurance CoOG and its competitors. For the Insurance industry, the median EV-to-FCF is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhofar Insurance CoOG's current EV-to-FCF is 4.67, which is 313% above median its own 10-year median of 1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.27, compared to a current price of ر.ع0.34 — trading 25.9% above its estimated fair value. The current EV-to-FCF is 4.67, which is 313% above median its 10-year median of 1.13 and 53.2% below the Insurance industry median of 9.97. Dhofar Insurance CoOG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current EV-to-FCF is 4.67 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?
Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.34 is trading 25.9% above its estimated GF Value™ of ر.ع0.27.
GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.
Key valuation signals for MUS:DICS:
EV-to-FCF: 4.67 (313% above median its 10-year median of 1.13)
GF Value™: ر.ع0.27 vs. price of ر.ع0.34 (25.9% above fair value)
Industry Position: 53.2% below the Insurance median (#89 of 395)
No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
37GF Score
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