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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Finbud Financial Services's Enterprise Value is ₹1,981 Mil.
Finbud Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-167 Mil. Therefore, Finbud Financial Services's EV-to-FCF for today is -11.85.
The historical rank and industry rank for Finbud Financial Services's EV-to-FCF or its related term are showing as below:
NSE:FINBUD'
s EV-to-FCF Range Over the Past 10 Years
Min: -20.81 Med: -13.25 Max: -6.3
Current: -11.62
During the past 4 years, the highest EV-to-FCF of Finbud Financial Services was -6.30. The lowest was -20.81. And the median was -13.25.
NSE:FINBUD's EV-to-FCF is ranked worse than 100% of 264
companies
in the Credit Services industry
Industry Median: 13.705
vs NSE:FINBUD: -11.62
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Finbud Financial Services's PE Ratio (TTM) for today is calculated as:
Finbud Financial Services's share price for today is ₹124.90.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Finbud Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹7.300.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Finbud Financial Services EV-to-FCF Related Terms
Finbud Financial Services EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services EV-to-FCF Chart
Finbud Financial Services Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
EV-to-FCF
0.00
0.00
0.00
-6.68
Finbud Financial Services Semi-Annual Data
Mar23
Mar24
Mar25
Mar26
EV-to-FCF
0.00
0.00
0.00
-6.68
NSE:FINBUD vs V, MA, AXP: EV-to-FCF Comparison
For the Credit Services subindustry, Finbud Financial Services's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbud Financial Services EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finbud Financial Services's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Finbud Financial Services's EV-to-FCF falls into.
Finbud Financial Services's current Enterprise Value is ₹1,981 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Finbud Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-167 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services (NSE:FINBUD) has a EV-to-FCF of -11.85 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Finbud Financial Services and its competitors. According to the industry distribution chart, Finbud Financial Services ranks #999999 out of 264 companies in the Credit Services industry.
Is Finbud Financial Services' EV-to-FCF too high?
Finbud Financial Services' current EV-to-FCF is -11.85. Based on the distribution chart, Finbud Financial Services ranks #999999 out of 264 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Finbud Financial Services has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Finbud Financial Services' EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Finbud Financial Services ranks #999999 out of 264 companies for EV-to-FCF. This places Finbud Financial Services in the lower half of its industry. The industry median EV-to-FCF is 13.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.71, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Finbud Financial Services and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbud Financial Services's current EV-to-FCF is -11.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbud Financial Services stock overvalued right now?
Finbud Financial Services (NSE:FINBUD) has a current EV-to-FCF of -11.85. The current EV-to-FCF is -11.85. Finbud Financial Services' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Finbud Financial Services (NSE:FINBUD), the current EV-to-FCF is -11.85 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
18GF Score
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