Al-Rajhi Co For Cooperative Insurance (SAU:8230) EV-to-FCF: -15.24 (As of Jul. 19, 2026)

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SAU:8230 Al-Rajhi Co For Cooperative Insurance SAU:8230
74 GF Score
Price ﷼49.68
GF Value ﷼70.89
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Al-Rajhi Co For Cooperative Insurance EV-to-FCF?

Al-Rajhi Co For Cooperative Insurance SAU:8230 -0.04% 74 EV-to-FCF is -15.24 as of Jul. 19, 2026. GuruFocus rates SAU:8230 with a GF Score™ of 74/100 and a GF Value™ of ﷼70.89 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 392 Insurance companies, Al-Rajhi Co For Cooperative Insurance ranks worse than 255101.79% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Al-Rajhi Co For Cooperative Insurance's Enterprise Value is ﷼9,583 Mil. Al-Rajhi Co For Cooperative Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-629 Mil. Therefore, Al-Rajhi Co For Cooperative Insurance's EV-to-FCF for today is -15.24.

The historical rank and industry rank for Al-Rajhi Co For Cooperative Insurance's EV-to-FCF or its related term are showing as below:

SAU:8230' s EV-to-FCF Range Over the Past 10 Years
Min: -50.44   Med: 4.32   Max: 251.26
Current: -15.24

During the past 13 years, the highest EV-to-FCF of Al-Rajhi Co For Cooperative Insurance was 251.26. The lowest was -50.44. And the median was 4.32.

SAU:8230's EV-to-FCF is ranked worse than
100% of 392 companies
in the Insurance industry
Industry Median: 9.795 vs SAU:8230: -15.24

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-19), Al-Rajhi Co For Cooperative Insurance's stock price is ﷼49.68. Al-Rajhi Co For Cooperative Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼2.395. Therefore, Al-Rajhi Co For Cooperative Insurance's PE Ratio (TTM) for today is 20.74.


Al-Rajhi Co For Cooperative Insurance  (SAU:8230) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Al-Rajhi Co For Cooperative Insurance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=49.68/2.395
=20.74

Al-Rajhi Co For Cooperative Insurance's share price for today is ﷼49.68.
Al-Rajhi Co For Cooperative Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼2.395.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Al-Rajhi Co For Cooperative Insurance EV-to-FCF Related Terms


Al-Rajhi Co For Cooperative Insurance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Al-Rajhi Co For Cooperative Insurance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Rajhi Co For Cooperative Insurance EV-to-FCF Chart

Al-Rajhi Co For Cooperative Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.37 6.87 6.51 -28.39 -13.63

Al-Rajhi Co For Cooperative Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.20 -30.54 -15.12 -13.63 -16.25

SAU:8230 vs CB, PGR, TRV: EV-to-FCF Comparison

For the Insurance - Property & Casualty subindustry, Al-Rajhi Co For Cooperative Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Rajhi Co For Cooperative Insurance EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Rajhi Co For Cooperative Insurance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Al-Rajhi Co For Cooperative Insurance's EV-to-FCF falls into.


SAU:8230
74GF Score
Al-Rajhi Co For Cooperative Insurance SAU:8230
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Rajhi Co For Cooperative Insurance EV-to-FCF Calculation

Al-Rajhi Co For Cooperative Insurance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=9583.165/-628.881
=-15.24

Al-Rajhi Co For Cooperative Insurance's current Enterprise Value is ﷼9,583 Mil.
Al-Rajhi Co For Cooperative Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-629 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -15.24 mean?
Al-Rajhi Co For Cooperative Insurance (SAU:8230) has a EV-to-FCF of -15.24 as of Jul. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. According to the industry distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #999999 out of 392 companies in the Insurance industry.
Is Al-Rajhi Co For Cooperative Insurance's EV-to-FCF too high?
Al-Rajhi Co For Cooperative Insurance's current EV-to-FCF is -15.24. Based on the distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #999999 out of 392 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Rajhi Co For Cooperative Insurance has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Rajhi Co For Cooperative Insurance's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #999999 out of 392 companies for EV-to-FCF. This places Al-Rajhi Co For Cooperative Insurance in the lower half of its industry. The industry median EV-to-FCF is 9.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.80, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Rajhi Co For Cooperative Insurance's current EV-to-FCF is -15.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Rajhi Co For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance (SAU:8230) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼70.89, compared to a current price of ﷼49.68 — trading 29.9% below its estimated fair value. The current EV-to-FCF is -15.24. Al-Rajhi Co For Cooperative Insurance's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Al-Rajhi Co For Cooperative Insurance (SAU:8230), the current EV-to-FCF is -15.24 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Rajhi Co For Cooperative Insurance (SAU:8230) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼49.68 is trading 29.9% below its estimated GF Value™ of ﷼70.89. GuruFocus considers Al-Rajhi Co For Cooperative Insurance to be Significantly Undervalued.

Key valuation signals for SAU:8230:

  • EV-to-FCF: -15.24
  • GF Value™: ﷼70.89 vs. price of ﷼49.68 (29.9% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the SAU:8230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Rajhi Co For Cooperative Insurance Business Description

Address 3485-Ath Thummamah Road, P.O. Box 67791, Al Rabie District, Riyadh, SAU, 11517
Al-Rajhi Co For Cooperative Insurance is engaged in the provision of cooperative insurance and reinsurance services. The purpose of the company is to conduct cooperative insurance operations and all related activities, including re-takaful and agency activities. Its operating segments include Medical; Motor; Property and Casualty; and Protection and Savings. The company generates the majority of its revenue from the Motor segment.
74GF Score

Get the complete analysis for SAU:8230

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼49.68
Price
﷼70.89
GF Value