Stewart Information ServicesSTC +6.38%79 EV-to-FCF is 16.91 as of Jun. 28, 2026, which is 44% above its 10-year median of 11.73. GuruFocus rates STC with a GF Score™ of 79/100 and a GF Value™ of $79.41 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 391 Insurance companies, Stewart Information Services ranks worse than 71.1% on this metric.
The historical rank and industry rank for Stewart Information Services's EV-to-FCF or its related term are showing as below:
STC'
s EV-to-FCF Range Over the Past 10 Years
Min: 2.74 Med: 11.73 Max: 83.97
Current: 16.91
During the past 13 years, the highest EV-to-FCF of Stewart Information Services was 83.97. The lowest was 2.74. And the median was 11.73.
STC's EV-to-FCF is ranked worse than 71.1% of 391
companies
in the Insurance industry
Industry Median: 9.32
vs STC: 16.91
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Stewart Information Services (NYSE:STC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Stewart Information Services's PE Ratio (TTM) for today is calculated as:
Stewart Information Services's share price for today is $68.68.
Stewart Information Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.430.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Stewart Information Services EV-to-FCF Related Terms
Stewart Information Services EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Stewart Information Services's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stewart Information Services EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Stewart Information Services's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Stewart Information Services's EV-to-FCF falls into.
Stewart Information Services's current Enterprise Value is $2,597 Mil.
Stewart Information Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $154 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stewart Information Services (STC) has a EV-to-FCF of 16.91 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Stewart Information Services and its competitors. This is 44% above median its historical median of 11.73. Over the past decade, Stewart Information Services' EV-to-FCF has ranged from 2.74 to 83.97. According to the industry distribution chart, Stewart Information Services ranks #278 out of 391 companies in the Insurance industry, placing it in the top 71.1%.
Is Stewart Information Services' EV-to-FCF too high?
Stewart Information Services' current EV-to-FCF of 16.91 is 44% above median its 10-year median of 11.73. Over the past 10 years, this metric has ranged from a low of 2.74 to a high of 83.97. The Insurance industry median EV-to-FCF is 9.32. Stewart Information Services' value of 16.91 is 81.4% above this industry median. Based on the distribution chart, Stewart Information Services ranks #278 out of 391 companies in the Insurance industry, which is below the industry midpoint. Overall, Stewart Information Services has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' EV-to-FCF compare to HCI and SLDE?
According to the Insurance industry distribution chart, Stewart Information Services ranks #278 out of 391 companies for EV-to-FCF. This places Stewart Information Services in the lower half of its industry. The industry median EV-to-FCF is 9.32. Stewart Information Services' value of 16.91 is 81.4% above this benchmark. Historically, Stewart Information Services' own EV-to-FCF has ranged from 2.74 to 83.97 over the past decade. While the company's 10-year median is 11.73 vs. the industry median of 9.32, Stewart Information Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stewart Information Services's current EV-to-FCF of 16.91 is 81.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Stewart Information Services and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewart Information Services's current EV-to-FCF is 16.91, which is 44% above median its own 10-year median of 11.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Based on GuruFocus' analysis, Stewart Information Services (STC) is currently considered Modestly Undervalued. The stock's GF Value™ is $79.41, compared to a current price of $68.68 — trading 13.5% below its estimated fair value. The current EV-to-FCF is 16.91, which is 44% above median its 10-year median of 11.73 and 81.4% above the Insurance industry median of 9.32. Stewart Information Services' overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Stewart Information Services (STC), the current EV-to-FCF is 16.91 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stewart Information Services (STC) Overvalued in 2026?
Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued.
The current stock price of $68.68 is trading 13.5% below its estimated GF Value™ of $79.41.
GuruFocus considers Stewart Information Services to be Modestly Undervalued.
Key valuation signals for STC:
EV-to-FCF: 16.91 (44% above median its 10-year median of 11.73)
GF Value™: $79.41 vs. price of $68.68 (13.5% below fair value)
Industry Position: 81.4% above the Insurance median (#278 of 391)
No single metric tells the full story. See the STC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score
Get the complete analysis for STC
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC has been successfully added to your 
