Ecobank Ghana (XGHA:EGH) EV-to-FCF: -1.38 (As of Jul. 14, 2026)

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XGHA:EGH Ecobank Ghana Ltd XGHA:EGH
64 GF Score
Price GHS34.94
GF Value GHS10.01
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Ecobank Ghana EV-to-FCF?

Ecobank Ghana XGHA:EGH +1.28% 64 EV-to-FCF is -1.38 as of Jul. 14, 2026. GuruFocus rates XGHA:EGH with a GF Score™ of 64/100 and a GF Value™ of GHS10.01 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,199 Banks companies, Ecobank Ghana ranks better than 91.58% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Ecobank Ghana's Enterprise Value is GHS-3,741 Mil. Ecobank Ghana's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was GHS2,715 Mil. Therefore, Ecobank Ghana's EV-to-FCF for today is -1.38.

The historical rank and industry rank for Ecobank Ghana's EV-to-FCF or its related term are showing as below:

XGHA:EGH' s EV-to-FCF Range Over the Past 10 Years
Min: -33.38   Med: -0.69   Max: 364.91
Current: -1.44

During the past 13 years, the highest EV-to-FCF of Ecobank Ghana was 364.91. The lowest was -33.38. And the median was -0.69.

XGHA:EGH's EV-to-FCF is ranked better than
91.58% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs XGHA:EGH: -1.44

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Ecobank Ghana's stock price is GHS34.94. Ecobank Ghana's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was GHS4.688. Therefore, Ecobank Ghana's PE Ratio (TTM) for today is 7.45.


Ecobank Ghana  (XGHA:EGH) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Ecobank Ghana's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=34.94/4.688
=7.45

Ecobank Ghana's share price for today is GHS34.94.
Ecobank Ghana's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS4.688.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Ecobank Ghana EV-to-FCF Related Terms


Ecobank Ghana EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Ecobank Ghana's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ecobank Ghana EV-to-FCF Chart

Ecobank Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.12 -1.09 -0.81 -2.41 7.30

Ecobank Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.28 -38.26 -9.10 7.30 0.40

XGHA:EGH vs PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Ecobank Ghana's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ecobank Ghana EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Ecobank Ghana's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Ecobank Ghana's EV-to-FCF falls into.


XGHA:EGH
64GF Score
Ecobank Ghana Ltd XGHA:EGH
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ecobank Ghana EV-to-FCF Calculation

Ecobank Ghana's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-3740.553/2715.496
=-1.38

Ecobank Ghana's current Enterprise Value is GHS-3,741 Mil.
Ecobank Ghana's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS2,715 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -1.38 mean?
Ecobank Ghana (XGHA:EGH) has a EV-to-FCF of -1.38 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ecobank Ghana and its competitors. According to the industry distribution chart, Ecobank Ghana ranks #101 out of 1199 companies in the Banks industry, placing it in the top 8.4%.
Is Ecobank Ghana's EV-to-FCF too high?
Ecobank Ghana's current EV-to-FCF is -1.38. Based on the distribution chart, Ecobank Ghana ranks #101 out of 1199 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ecobank Ghana has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ecobank Ghana's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, Ecobank Ghana ranks #101 out of 1199 companies for EV-to-FCF. This places Ecobank Ghana in the top 8% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ecobank Ghana and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ecobank Ghana's current EV-to-FCF is -1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ecobank Ghana stock overvalued right now?
Based on GuruFocus' analysis, Ecobank Ghana (XGHA:EGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.01, compared to a current price of GHS34.94 — trading 249.1% above its estimated fair value. The current EV-to-FCF is -1.38. Ecobank Ghana's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Ecobank Ghana (XGHA:EGH), the current EV-to-FCF is -1.38 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ecobank Ghana (XGHA:EGH) Overvalued in 2026?

Based on GuruFocus' analysis, Ecobank Ghana stock appears to be overvalued. The current stock price of GHS34.94 is trading 249.1% above its estimated GF Value™ of GHS10.01. GuruFocus considers Ecobank Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:EGH:

  • EV-to-FCF: -1.38
  • GF Value™: GHS10.01 vs. price of GHS34.94 (249.1% above fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the XGHA:EGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ecobank Ghana Business Description

Address 2 Morocco Lane, Off The Independence Avenue, Ministerial Area, Accra, GHA, 3261
Ecobank Ghana Ltd is a commercial banking corporation based in Ghana. Its service offering includes retail, corporate, and investment banking products. The bank functions through three operating segments namely Consumer banking focused on individuals who are grouped into a premier, advantage (personal banking), and classic & youth banking (direct banking); Commercial Banking focused on Business Banking and Medium Local Corporates such as SMEs, Medium Local corporates and Non-government public sector (schools, faith, NGOs & professional bodies); and Corporate banking specializes in serving the public sector, multinational institutions, financial institutions/international organizations and the Regional Corporate segment of the market.
64GF Score

Get the complete analysis for XGHA:EGH

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS34.94
Price
GHS10.01
GF Value