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The historical rank and industry rank for Komercijalna Banka AD Skopje's EV-to-FCF or its related term are showing as below:
XMAE:KMB'
s EV-to-FCF Range Over the Past 10 Years
Min: -25.68 Med: 0.6 Max: 9.78
Current: 0.52
During the past 13 years, the highest EV-to-FCF of Komercijalna Banka AD Skopje was 9.78. The lowest was -25.68. And the median was 0.60.
XMAE:KMB's EV-to-FCF is ranked better than 81.68% of 1179
companies
in the Banks industry
Industry Median: 7.05
vs XMAE:KMB: 0.52
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Komercijalna Banka AD Skopje (XMAE:KMB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Komercijalna Banka AD Skopje's PE Ratio (TTM) for today is calculated as:
Komercijalna Banka AD Skopje's share price for today is MKD25898.00.
Komercijalna Banka AD Skopje's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MKD2244.508.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Komercijalna Banka AD Skopje EV-to-FCF Related Terms
Komercijalna Banka AD Skopje EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Komercijalna Banka AD Skopje's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Komercijalna Banka AD Skopje EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Komercijalna Banka AD Skopje's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Komercijalna Banka AD Skopje's EV-to-FCF falls into.
Komercijalna Banka AD Skopje's current Enterprise Value is MKD2,614 Mil.
Komercijalna Banka AD Skopje's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MKD5,415 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Komercijalna Banka AD Skopje (XMAE:KMB) has a EV-to-FCF of 0.48 as of Aug. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Komercijalna Banka AD Skopje and its competitors. This is 20% below median its historical median of 0.60. According to the industry distribution chart, Komercijalna Banka AD Skopje ranks #216 out of 1179 companies in the Banks industry, placing it in the top 18.3%.
Is Komercijalna Banka AD Skopje's EV-to-FCF too high?
Komercijalna Banka AD Skopje's current EV-to-FCF of 0.48 is 20% below median its 10-year median of 0.60. The Banks industry median EV-to-FCF is 7.05. Komercijalna Banka AD Skopje's value of 0.48 is 93.2% below this industry median. Based on the distribution chart, Komercijalna Banka AD Skopje ranks #216 out of 1179 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Komercijalna Banka AD Skopje has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Komercijalna Banka AD Skopje's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Komercijalna Banka AD Skopje ranks #216 out of 1179 companies for EV-to-FCF. This places Komercijalna Banka AD Skopje in the top 18% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.05. Komercijalna Banka AD Skopje's value of 0.48 is 93.2% below this benchmark. While the company's 10-year median is 0.60 vs. the industry median of 7.05, Komercijalna Banka AD Skopje has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.05, based on 1,179 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Komercijalna Banka AD Skopje's current EV-to-FCF of 0.48 is 93.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Komercijalna Banka AD Skopje and its competitors. For the Banks industry, the median EV-to-FCF is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Komercijalna Banka AD Skopje's current EV-to-FCF is 0.48, which is 20% below median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercijalna Banka AD Skopje stock overvalued right now?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje (XMAE:KMB) is currently considered Modestly Undervalued. The stock's GF Value™ is MKD29,922.33, compared to a current price of MKD25,898.00 — trading 13.4% below its estimated fair value. The current EV-to-FCF is 0.48, which is 20% below median its 10-year median of 0.60 and 93.2% below the Banks industry median of 7.05. Komercijalna Banka AD Skopje's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Komercijalna Banka AD Skopje (XMAE:KMB), the current EV-to-FCF is 0.48 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Komercijalna Banka AD Skopje (XMAE:KMB) Overvalued in 2026?
Based on GuruFocus' analysis, Komercijalna Banka AD Skopje stock appears to be undervalued.
The current stock price of MKD25,898.00 is trading 13.4% below its estimated GF Value™ of MKD29,922.33.
GuruFocus considers Komercijalna Banka AD Skopje to be Modestly Undervalued.
Key valuation signals for XMAE:KMB:
EV-to-FCF: 0.48 (20% below median its 10-year median of 0.60)
GF Value™: MKD29,922.33 vs. price of MKD25,898.00 (13.4% below fair value)
Industry Position: 93.2% below the Banks median (#216 of 1179)
No single metric tells the full story. See the XMAE:KMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Komercijalna Banka AD Skopje is a commercial bank. The principal activities of the bank are - collecting deposits, placing loans and advances domestically and abroad, factoring and financing commercial transactions, foreign exchange operations, fast money transfer, trading with foreign currencies, trading with securities, services of a bank-custodian of investment and pension funds, intermediating in selling insurance policies, data collection and analysis of company's credit rating, and many others. It operates in the Republic of Macedonia, Europe, and other EU member countries.
70GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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